Nigeria’s headline inflation rate eased slightly to 15.06% in February 2026, down from 15.10% in January 2026, according to the latest data released by the National Bureau of Statistics (NBS).
Although the decline is marginal, it signals a modest stabilization in overall price pressures across the country.
However, national averages do not fully reflect the reality experienced by households.
Cost-of-living conditions vary significantly from state to state due to differences in security situations, supply chains, transportation costs, agricultural output, and market dynamics. In some states, inflationary pressures remain elevated, while others are experiencing relatively lower price increases.
Based on state-level headline inflation data for February 2026, the following are the Top 10 most affordable states to live in, ranked by the lowest headline inflation rates and supported by food inflation figures, which directly impact household spending.
Abia stands out for maintaining one of the lower food inflation rates at 10.6%, despite a headline inflation rate of 14.68%. This balance points to relative stability in the prices of essential commodities compared to many other states.
In 2026, the Abia State Government, led by Governor Alex Otti, has focused on curbing inflation and easing the cost of living through an aggressive, capital-driven fiscal strategy. Tagged the “Budget of Acceleration and New Possibilities,” the plan prioritises boosting local production, expanding infrastructure, and providing direct support to farmers.
As part of efforts to strengthen food security, the state is advancing plans to partner with the African Development Bank (AfDB) on a $200 million second tranche of the Special Agro-Industrial Processing Zones (SAPZ) programme. The initiative is expected to enhance agricultural productivity and reduce dependence on food imports.
Governor Otti has also signed a N1.016 trillion budget for 2026, with over 80% allocated to capital expenditure. Key focus areas include road infrastructure, industrial manufacturing, and agriculture—sectors critical to lowering the cost of doing business and improving economic efficiency.
In addition, the government has earmarked over N11 billion for transportation, including the procurement of 80 customised electric buses and the completion of transport terminals. These investments are aimed at reducing logistics costs and improving mobility across the state.
