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Financial Literacy

Articles and analysis on Financial Literacy from a Nigerian perspective

The 3 disciplines for wealth building

Discipline to Save We are all limited by the number of years we have to be able to run around actively. A twenty-year-old today probably has...
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Books Every Nigerian Investor Must Read

There is a popular saying that goes, “You will be the same person in five years as you are today except for the people...
Mutual funds

Understanding mutual fund cutoff time

I have read some complaints and observations from some mutual fund investors on forums like Nairaland about their mutual fund trading orders either not...

Money questions you must ask in relationship talks

Money revolves around all aspects of human endeavours and is a necessary modality to consider when going into a romantic relationship that will probably...

How to build a profitable Mutual Fund Portfolio

For those who do not have the time or expertise required to do the analysis involved in selecting good stock investments, mutual funds can...
Mutual funds

These are the best performing mutual funds for the week ended April 6, 2018

Data from the Securities and Exchange Commission (SEC) website shows the Net Asset Value (NAV) of mutual funds increased by 2.49% from N529 billion for the week ended March 29, 2018 to N542 billion for the week ended April 6, 2018. Equity and money market funds delivered largely negative returns, while bond and fixed income […]

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Three quick ways to find out if a stock is overvalued

Deciding what stock to buy can be a challenge especially in a bullish market. Bullish markets are characterized by higher returns on the average...
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This is the best Mutual Fund in Nigeria this year so far

Data from the Security and Exchange Commission (SEC) says there are 73 Mutual Funds in the country as at March 29, 2018. The Mutual Funds...
African mother kissing her boy child

Don’t have kids until you’ve hit these money milestones

Bringing up children in Nigeria, as with any country of the world, is a full-time job. You need to prepare in advance before contemplating...
startups

4 reasons why some entrepreneurs succeed when they build their startups at this age

Sometimes, people (entrepreneurs) get lucky with their business plans and strategies before they get to the age of 30. They are able to pay...
Saving Money

11 money saving apps you need to download now

Saving money is a struggle for most people. With a steady flow of monthly income, it is easy to spend with reckless abandon (especially...

How to avoid paying excessive taxes in Nigeria

Taxes are statutory obligations of every citizen and businesses in a country. It is thus a major factor in determining how much income you...

Best money making gifts to get for bae on Valentine’s Day

Valentine’s Day is fast approaching and everybody is already thinking about what he or she is going to give out as a gift to...

Personal Income Tax – What does this mean to me?

There are some misconceptions with respect to statutory tax obligations of business owners as well as those in paid employment. For instance, many business...

Where should you invest N2 million won from lottery?

Everyday Money Matters (EMM) is live on @lagostalks913 every Wednesday between 7.30am-8.00am. On the show, we give answers to questions from our listeners and...

Accounting for Value Added Tax in the manufacturing industry

The manufacturing industry is a vital part of the Nigerian economy. Based on the sectoral distribution of Value Added Tax (VAT) released by National...

Are interest rates on treasury bills the same across all banks?

Everyday Money Matters (EMM) is live on @lagostalks913 every Wednesday between 7.30am-8.00am. On the show, we give answers to questions from our listeners and...

The economic impact of Christmas

If I could reverse a trend, it will be the grandeur of self-indulgence during the festive periods of Christmas and the New Year. It...

How to know if your bank account is being overcharged

Banks are in the business of accepting deposits and lending money to customers. The advent of internet banking and online services has broadened the...
OSCAR ONYEMA

How much stockbrokers charge for buying and selling shares

Purchase - Stockbrokers in Nigeria will charge an investors a maximum of 1.855% of the purchase consideration whenever you want...
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Is it a good idea to open a joint account with your spouse?

Everyday Money Matters (EMM) is live on @lagostalks913 every Wednesday between 7.30am-8.00am. On the show, we give answers to questions from our listeners and...
Kemi Adeosun

Taxes you need to be aware of if you are about to start a...

In Nigeria, all persons in employment – individuals who own a business, non-residents who derive income from Nigeria as well as companies that operate...

Explained: Bank Charges, Fees & Interest Rates approved by the CBN

Explaining The New Bank Charges, Lending And Deposit Rates Announced By The CBN The Central Bank on Nigeria released a new set of guidelines to...

A lesson on getting a better job after being fired

Having a job is a sign of maturity, independence and an essence of survival. Being able to go to a...

These top business ideas for housewives cost less than N100k to start

Being a house wife is perhaps one of the most difficult 'jobs' on earth especially for former working women who...

Building a strong brand in a weak economy: 20 things to note

Let’s get the bad news over with, shall we? Difficult times and the very real suffering they represent reinforce the need for bold fiscal...

How to organize a budget wedding with N100,000

A budget wedding hardly comes to mind when you dream of your wedding day However, as they...
Christmas

Diary of a working mother: Let us talk about sex and abstinence

I recently met Nkolika face to face. She was a stern looking woman of slight built and she rarely wore a smile. She lived...

Tips for joining an investment club (Part 2)

Tips for joining an investment club (Part 2) Here is part one of this article Try to think long term This cannot be stressed enough. Don't invest...

How to insure your new house in Nigeria

Daily, houses in Nigeria are being built and completed without being insured. Insuring your house in Nigeria isn't very common. ...
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