Despite persistent inflationary pressures across Nigeria, some states have continued to maintain relatively lower cost-of-living levels compared to the rest of the country.
Newly released data from the National Bureau of Statistics (NBS) for October 2025 shows that Nigeria’s headline inflation eased to 16.05% in October 2025, down from 18.02% in September.
Month-on-month inflation rose to 0.93%, higher than 0.72% in September.
However, food inflation eased to 13.12% year-on-year from 39.16% in October 2024, a drop of 26.04 percentage points, following the change in the CPI base year.
Despite signs of easing headline inflation across the country, the data from the NBS revealed that some states remain significantly more affordable to live in than others.
Below are Nigeria’s Top 10 Most Affordable States to Live In (October 2025), ranked from the tenth to the most affordable:
Bauchi has emerged as Nigeria’s most affordable state in October 2025, recording the lowest inflation rate in the country.
The state rose to the top of the affordability rankings after moving from third place in September—when it posted a 12.4% annual inflation rate—to first place in October with a significantly lower rate of 10%.
These declines reflect stronger agricultural supply and lower transport costs.
Also, the state has been forthcoming in the release of state grain reserves, which has largely helped stabilize staple prices.
The repairs on the Bauchi–Jos expressway have eased freight delays in recent times. Additional support came from increased sales by community farming cooperatives and the distribution of subsidised fertiliser, both of which boosted affordability across food and non-food categories
In June, the Bauchi State Government approved a N45 billion upgrade of its state-owned fertilizer blending plant. The upgrade aims to expand production capacity to 45 tonnes per hour, ensuring greater availability of fertiliser for farmers ahead of the 2025 cropping season.
The state’s strong local production, food availability, and steady market conditions keep the cost of living significantly lower than in other states.
This statistics is wrong. I don’t know about other states but Edo State can’t be here. I’ve lived in Edo and Delta and I can tell you that Delta is way better than Edo.
Bayelsa isn’t affordable oh, I feel abia should replace it.