These days not all research works are full proof, however when they are thrown in front of us it is important to take note. Here is an excerpt of a research that suggest parents may be the reason why some kids always have financial issues.
“It is clear that the influence of parents cannot be underplayed. Researchers, educators and policymakers should work with, and include, parents in finding effective ways to increase the positive financial behaviors of college students, particularly those behaviours related to credit card use. We need to help students and parents learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root.”
Follow the link below for the source;
College students and credit card debt – parents at fault?
Sadly, I am yet to get the full research..but the link above does help.