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Home Bank Recapitalization

With 6 months to go, only 6 listed banks have met Central Bank recapitalization target…see list 

Idika Aja by Idika Aja
September 14, 2025
in Bank Recapitalization, Financial Services, Legal & Regulations, Metrics, Sectors
CBN, forex
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Out of the 13 listed banks on the Nigerian Exchange (NGX), six have so far met the new capital thresholds issued by the Central Bank of Nigeria (CBN).

They include Access Bank, Zenith Bank, GTBank, Wema Bank, Jaiz Bank, and Stanbic IBTC. 

In March 2024, the CBN directed commercial banks with international authorization to increase their capital base to N500 billion, while those with national licenses must raise N200 billion.

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Banks with regional authorization were given a N50 billion capital floor. Similarly, non-interest banks with national and regional authorizations are required to increase their capital to N20 billion and N10 billion, respectively.

The CBN gave a compliance deadline of March 2026.

Jump to section

3. Stanbic IBTC Bank 

  • 6. Access Bank 
  • 5. Zenith Bank 
  • 4. GTBank 
  • 3. Stanbic IBTC Bank 
  • 2. Wema Bank 
  • 1. Jaiz Bank 

Stanbic IBTC has also met the CBN’s recapitalization requirement for national banks.

Its 2023, and Q1 2025 financial statements show that share capital and premium stood at N109.26 billion and shares outstanding at 12.96 billion shares.

In June 2025, the bank announced the completion of its rights issue of N148.7 billion (2,944,772,083) ordinary shares, of which N140 billion was injected into the banking subsidiary, raising its capital base above the N200 billion threshold.

Consequently, shares outstanding rose to 15.90 billion units, implying the issuance of 2.95 billion new shares and raising of new capital of N140 billion

The group is yet to release its H1 2025 results, which are expected to fully reflect these recapitalization changes.

Jump to section

3. Stanbic IBTC Bank 

  • 6. Access Bank 
  • 5. Zenith Bank 
  • 4. GTBank 
  • 3. Stanbic IBTC Bank 
  • 2. Wema Bank 
  • 1. Jaiz Bank 
Page 3 of 6
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Tags: Access BankCBN recapitalisationGTCO HoldingsZenith Bank News
Idika Aja

Idika Aja

Idika is a Chartered Stockbroker with expertise in financial analysis, equity research, perspective analysis, and investment commentary.

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Comments 1

  1. Anonymous says:
    September 15, 2025 at 8:51 am

    You probably aren’t well informed about this.

    I suggest you make your findings right.

    Reply

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