Cryptocurrency is basically, a digital currency based on a modern technology called the blockchain. Its users range from small businesses to process payments, financial tech-based startups, and retail consumers that use it to send money across borders and as an investment asset.
Since cryptocurrencies like BTC and other altcoins have been gaining high acceptability and in high use around the world for payments, investing, and banking Patricia has helped by creating a platform in facilitating a safe, secure, and interactive space that can usher Africans easier ways to transfer funds.
It should be noted that the total daily trading volume of BTC is around $20 billion and market capitalization touching $170 billion on 26th June 2020.
Many Africans now largely use cryptocurrencies like Ethereum, Ripple, Bitcoin, and Litecoin for applications in banking, making payment transfers
High uncertainty of economies in most parts of Africa makes cryptocurrencies, a viable medium for asset management in lieu of storing its value in most cases.
Consequently, many Africans with relative access to Internet access via mobile penetration and such platform can use Patricia, with its proprietary app, helps in facilitating payments, that remains accessible to everyone through their mobile phone.
For Individuals and startups, Patricia offers a better approach in transferring funds to anyone in the world for paying remittance, suppliers, e-commerce shopping, to and from friends and family members based overseas, Patricia helps by offering such services as it cost very low charges than many commercial banks in Africa which charge excessive fees in unstable currency markets and unreliable economic ecosystem.
With top-notch security systems incorporated in Patricia’s systems a lot of African businesses and startups can connect seamlessly with their global suppliers and buyers without fear of being compromised.
Crypto assets such as Bitcoin was created after the global recession of 2008 with the intention of a decentralized currency with transparent and controls to consumers advocating for low transaction cost, better security and easier access to its medium of choice
Patricia helps by offering Bitcoin transfers, Physical and virtual cards, buying and selling of gift cards, and many more services.
EDITOR’S NOTE: This is a sponsored content.
Propertymart boosts affordable housing, allocates plots at Fairmont Hilltop Estate
Allottees were full of commendations for the Company as they took possession of their plots.
Leading real estate company, Propertymart Real Estate Investment Limited, has intensified its effort to provide affordable housing to Nigerians with the allocation of plots of land to subscribers at Scheme Two of its Fairmont Hilltop Estate, Alagbado, Lagos.
Subscribers to the residential scheme, an affordable housing initiative, were full of commendations for the Company as they took possession of their plots at the weekend.
The subscribers, who praised both the scenic hilltop estate and infrastructure already provided by the Company, also hailed the speedy and transparent allocation process.
One of the allottees, Gibson Eze, praised the Company, saying “I’m impressed with Propertymart. I like their customer service in particular and I will be recommending this Estate to others because my experience so far has been excellent. Every one of their activities is documented, and since it’s documented, it gives you the room to have trust. Once there is documentation, trust can easily flow.”
Another allottee, Biodun Koleosho, also praised Propertymart for the excellent layout of the Estate and not using the COVID-19 lockdown to delay allocation of plots.
He said, “They have done an excellent job of following up on keeping to their word and that is being able to deliver plots to customers. In terms of documentation, despite the COVID-19 lockdown, they got in touch with me and sent me an e-copy of the contract pending when I could come to the office and sign the hard copy. So, despite the challenges of COVID-19, they are still able to deliver as promised.”
An elated Mrs Abiola Oni also said, “I like the speedy nature of the sale and documentation process. We paid around early February, and here we are in June with our plot. The environment is nice and cool. I am impressed with Propertymart.”
Mrs Lynda Esohe Ugbesi, who stood in for her brother, Lucky Anthony, couldn’t contain her excitement with the serene Estate. She explained that “The environment is conducive and accessible. The terrain is excellent. I can see flooding won’t be an issue. The allocation process is transparent. I’m happy with the way everything has been done. I was even asking if they have more plots available so that I can tell others about the Estate.”
While commending the beautiful location, another allottee, Timothy Oyeniyi, said he had been on the lookout for a beautiful estate to invest in and that Fairmont Hilltop fit the bill perfectly.
He said, “It is secure from the hustle and bustle of the main Ota; it is close to Lagos. You can jump in and out without having to go through the potholes that many people experience in Ota. It’s a serene environment. That’s what I like about the location itself. And the fact that it’s a border town between Ogun and Lagos States.”
Speaking about the Estate and Propertymart’s resolve to provide affordable housing to Nigerians, General Manager, Sales and Marketing, Propertymart, Oluwasegun Damiro said, “We are committed to helping many Nigerians own their homes in a safe and secure environment and at pocket-friendly prices.”
He said, “we are for the grassroots and what we want to sell to people, particularly first-time homeowners, is affordability. Inside this Estate, we have some two-bedroom bungalows that we are constructing for people who won’t have time to build and want to save themselves the hassles of buying land and clearing. This is apart from the common land grabbers issue.”
Damiro added that though plots in Schemes One and Two in the Estate have been fully taken, prospective homeowners can take up the exciting promo offers in Scheme Three which run till the end of June.
“Ordinarily, our plot size is 500 Sqm, but we have 400 Sqm, 324 Sqm and 240 Sqm so that you could pay as low as N5 million. It’s all to encourage people. The promo price for 500sqm in Scheme Three is N7.8 million. That’s a discount of about N2 million from what you have in Schemes One and Two,” he said.
Damiro further added that Propertymart, which has been in the real estate business for over 12 years doesn’t just sell land, but a lifestyle to its customer.
He said, “We have allocated over 6,000 homes and serviced plots since inception and we are glad that our customers have faith in us. We don’t just sell land. What we sell is a lifestyle. Before people move in, infrastructure is ready. Street light, roads, electrification, which means that even before you start building, you have a planned Estate where you can start dreaming of where to keep a home—your children, where they are going to play. Where you can get your groceries. What we sell every day is a lifestyle, not just the normal Omo Onile.”
Fairmont Hilltop Estate, Alagbado, is part of the ‘The Fairmont’ serviced plots strategically located in Arepo and Lekki-Ajah. They are not only affordable but also allow clients to live in safe, beautiful environments with well-defined perimeters.
WAeY provides income opportunities for Nigerians amidst and beyond COVID-19
WAeY guarantees that you get your deliveries in the shortest possible time.
The logistics industry has been one of the unsung heroes in the fight against the Coronavirus (COVID-19). This industry has been instrumental in the continuous movement of the wheels of online commerce. In fact, without the logistics companies, e-commerce would not be nearly as successful as it currently is. Since the outbreak of COVID-19, demand for last-mile logistics has increased significantly as people are more dependent on online stores and e-commerce sites to meet their urgent need for food, clothes, and other home essentials.
The importance of this industry is further evident in the numbers. According to the Global Logistics Market Report, global logistics reached a value of $4,730 billion in 2018 and is projected to reach an impressive value of $6,300 billion by 2024. Bringing it home to Nigeria, the industry has enjoyed steady growth and development and was valued at N250 billion in the 2018 Logistics and Supply Chain industry report. Early on, the sector was dominated by international courier companies until the influx of top e-commerce players who created the need for same-day delivery services at affordable rates, thereby strengthening the growth of the sector.
In recent years, the logistics industry has benefitted from advancements in technology, integration and globalisation. Some of the notable advancements we have seen include GPS tracking, automated material handling, drones, internet of things, and smart logistics technology. All of these have improved efficiencies along trucking transportation, international transportation, supply chain management and shipment tracking. While not all of these technological innovations are available in Nigeria, several logistic companies have sprung up and are capitalizing on these utilities to enable them deliver superior services such as on-demand delivery.
One of the companies doing this, and expertly so, is WAeY. This platform is leading the pack in making instant deliveries of any type of parcel more convenient and accessible. What WAeY does is to match riders to requests closes to them on an app, ensuring that the often frustrating hurdles you experience with more traditional logistics companies is eliminated completely. Essentially, WAeY guarantees that you get your deliveries in the shortest possible time, a feat that would not be achievable without heavy reliance on technology.
It is also worthy of mention that the WAeY methodology has a ripple economic effect on players within the sector again through its dependency on technology. By giving the customer and business owner the ability to track orders in real-time, it becomes easier to build and renew trust between users and delivery service providers. With trust being a major currency in service delivery, this will inadvertently yield positive results with a promise of up to 80% returns for partners or bike owners according to information available on their social media accounts.
What is most interesting to note at this time is that WAeY Technology – in partnership with HOR Logistics – is at the moment offering business opportunities for entrepreneurs and those who need a source of income in a time like this. With the growing demand for logistics occasioned by the new normal that the COVID-19 pandemic has introduced, on-demand logistic services are set to thrive. In response to the increased demand, WAeY is offering interested partners an opportunity to come on board. With as low as N600,000, anyone can become a business partner and enjoy access to a bike, medical insurance, training, and more.
As questions continue to swirl around opportunities for economic gain in a post-COVID era, one of the sectors that will surely experience a boom is the logistics sector. Furthermore, its low-cost entry and ability to deliver quick returns makes it a sweet spot for any interested participant. Will you consider this business opportunity with WAeY? You can reach them via email at [email protected].
Custodian Investment Plc: Exceeding expectations for 25 years
One of our biggest achievements to this end, has arguably been the digitisation of our services.
Every journey starts with a step and ours is not any different with the history of our success beginning in 1991 when we were incorporated as a business. By 1995, we would go on to commence operations fully to kick-start what has been 25 eventful years of establishing and maintaining a sturdy business foundation built on trust, commitment, and excellence.
Custodian Investment Plc was established with the overriding aim of being the preferred partner in creating and preserving wealth while remaining efficiently productive in striving to meet the unique and diverse needs of our customers. This vision translates to our continuous determination to grow and expand; efforts that have seen us acquire three fledgling businesses so far.
First, we acquired Signal Insurance in 2006, eleven years after we had commenced business. This was the first merger in the history of the insurance industry with its attendant benefits to our performance. Successful people do not rest on their laurels; as such, we furthered our growth with the acquisitions of FEGIC just a year later in 2007 and Crusader Group in 2013 with the latter boasting over 50 years of financial services experience.
Today, we are a group comprising four subsidiaries – Custodian and Allied Insurance Limited, Custodian Life Assurance Limited, Custodian Trustees, and Crusader Sterling Pensions Limited – all focused on delivering top-notch services across several spheres. Our endeavours have travelled far and wide, surpassing boundaries and exceeding expectations which has made us rank among the top three (3) insurance companies in the country.
When we became publicly quoted on the Nigerian Stock Exchange in 2007, we knew it would be the groundbreaker for a series of laudable achievements. What we didn’t know, however, was that the achievements would begin as soon as 2010 when we bagged two awards during the PEARL Awards ceremony. One was the Sectoral Leadership Award where we were recognised for our efforts as inspiring models in the Insurance industry. The second was the Highest Profit Margin Ratio award which was a recognition of our enviably excellent financial results.
Four years later in 2014, on the back of our earlier conquests, we received a Pearl Award for Sectoral Leadership in the Nigerian Stock Exchange for being a leader in the insurance sector, accentuating our position as a key industry player.
Internationally, we have built a name cast in gold. In 2012, we became the first Nigerian underwriter to sign to the principles of Sustainable Insurance of the United Nations Environment Programme Finance Initiative (UNEPFI). This bit of validation carried on to 2014 when we won the Capital Finance International (CFI) – a United Kingdom-based finance organization – award for Most Innovative Insurance Company in Nigeria.
We continue to make giant strides in the insurance sector with a resolve to never settle for less in our bid to ensure the financial security of our customers as well as build integrity and trust. A clear indication of our snowballing status is the 2017 Lagos Chamber of Commerce and Industry award for the insurance company of the year.
We are a group revered not just for our collective performances, but also our individual pedigree, and our Group Managing Director, Mr. Wole Oshin exemplified this when he was listed among BusinessDay’s Top 25 CEOs in Nigeria in 2014, 2016 and 2019 for the praiseworthy performance of Custodian Investment Plc on the Nigerian Stock Exchange.
It is not strange that behind every successful establishment is a brilliant team. The story of our heroics will never exist but for our relentless team of dedicated professionals who have given and continue to give their all to place the company on a pedestal among players in Nigeria’s Other Financial Services Sector of the economy
We are cognisant of trends obtainable in the current dispensation, especially in reference to digital transformation. These trends are shaping marketing systems and redefining commercial activities and we are taking due steps to ensure we optimize every available option and are not left behind.
One of our biggest achievements to this end, has arguably been the digitisation of our services. We remain the first organisation in Nigeria’s non-banking sector to deploy a Chatbot. This comes in the form of our digital advisor called Max who is available round the clock to provide information and assist customers in handling their transactions; reducing to a large extent the hassles associated with physical transactions.
Additionally, we have developed a mobile app – Adapt App – compatible with both IOS and Android devices. This app not only makes getting an insurance cover a whole lot easier, it also affords users easy access to other non-insurance features including booking flights, customising meal plans, accessing premium entertainment platforms as well as nearby restaurants and gym centres amongst others. All these are in a bid to make your experience simplistic yet interesting.
Our 25-year journey has so far been a revealing experience. As an ambitious organisation, we have our sights set on creating more chapters of exciting memories and achievements. We are focused on maintaining the lofty standards we have set, living up to our name by continuously exceeding expectations, and strengthening the place of trust we have built among our esteemed customers.
Here’s to another 25 years of pleasant adventures. Cheers!