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Banking Apps: Why SC app stands out amongst others

The financial services industry is enjoying phenomenal growth and Standard chartered bank, certainly is not left behind.



Standard Chartered Bank

The financial services industry is enjoying phenomenal growth and Standard chartered bank, certainly is not left behind in the effort to supercharge its digital efforts. As one of the leading banks in Nigeria, with huge recognition in several countries, it is only fair as to why the Standard Chartered Mobile App stands out tall amongst others in its space.

There are quite a lot of benefits attached to using the App and some of these benefits are:

Online Account Opening – With the Standard Chartered App, it is quite possible for you to open and start making use of it. With this account, you can make transfers to other banks in Nigeria seamlessly without adding beneficiary or choose to save the beneficiary for future transfers. You can make payments from a wide range of billers such as Cable TV, Toll Gate, electricity, etc and top-up Airtime for your mobile phone. Internationals transfers are also available from the Mobile app and you can upgrade your bank account and apply for additional account and products.

Enjoy banking at no cost – With a Standard Chartered Bank account, customers enjoy zero charges on all interbank transfers, SMS notifications and ATM withdrawals, regardless of the number of withdrawals. Users no longer have to worry about being charged when they withdraw from non-Standard Chartered Bank automated teller machines (ATMs) and the usual charges for interbank transfers. The advantage of this is that customers can now spend such sum on other high yielding activities on their own terms.

Credit/Debit Card Issuance – You can request for your debit/ATM card directly from the App and it will be delivered to your mailing address anywhere in Nigeria at a zero cost. You will get a Gold Visa Debit/ATM card free of charge at first issuance. No more N1,000 for debit/ATM card

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READ MORE: Standard Chartered: Easy banking at no cost

Personalize your accounts – You can easily personalize your account profile on the APP by adding a nickname and selecting an icon.

Why SC App stands out amongst others

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Extremely secure – The Standard Chartered mobile banking App is reliable and very secure. Features like the Customer Authentication with Login ID and Password. You must enter the unique Login ID and Password to access Online Banking. All information transmitted through the Internet, including your Login ID, Password, your account information and your transaction details, from the moment you log in to the time you log out, are protected by strong end-to-end 128 bit SSL encryption; i.e. from your PC browser to the Bank’s system.

There is also the 2-Factor Authentication put in place so that all transactions require a 2-factor authentication process. This process ensures that only you, as the account holder, will be authorized to carry out transactions on your account using your unique Mobile Key (Transaction PIN).

The Automatic Logout also helps to prevent unauthorized access at your account while it is unattended. Your login session of Online Banking will be terminated once it is left idle for a while.

READ MORE: Get your cash back with Standard Chartered Bank

Be your own banker

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The APP also provides you with the great convenience of doing almost everything at your pace and comfort. Right from the app you can activate your debit/credit card, order a cheque book and confirm cheques, make request for account statement, amongst other things.

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Referral Code Each customer using the Standard Chartered Mobile app has a unique Referral Code they can share with friends and family to also open their own accounts with Standard Chartered Bank and get rewarded.



  1. Elvis

    April 28, 2020 at 7:42 am

    The SC doesn’t show your transaction history, once they fix that, then they can claim to have the best app

  2. Elvis

    April 28, 2020 at 7:43 am

    The SC App doesn’t show your transaction history, once they fix that, then they can claim to have the best app

  3. Femi Joshua O

    April 28, 2020 at 2:35 pm

    Rubies / Highstreet MFB App is the best so far. I have many MDB Internet banking app and I can categorically figure out Rubies Bank app as the best

    • Francis Ikuerowo

      October 26, 2020 at 8:19 pm

      The mobile app works so frustratingly slowly.

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Economy & Politics

PIB and Electoral Amendment Bill pass second reading in House of Reps



Reps to investigate alleged illegal withdrawal of $1.05 billion from NLNG account, NDDC Probe: Reps give Akpabio 48 hours to publish name of lawmakers who got contracts, PIB and Electoral Amendment Bill pass second reading at House of Reps

The Petroleum Industry Bill (PIB) and the Electoral Act Amendment Bill has passed second reading in the House of Representatives.

This was disclosed by Channels TV on Tuesday after both bills were addressed by Lawmakers for the second time during plenary.

On the Petroleum Industry Bill

Rep leader, Alhassan Doguwa, said the PIB has been in the pipeline since the firth assembly and hopes the 9th Assembly would be able to pass the bill.

Chairman of the House Committee on  Upstream Petroleum, Musa Adar, stated that Nigeria needs the PIB, as it does not have the luxury to be irresponsible with resources. Citing the effects of the pandemic on the economy, he added that Nigeria’s needs a mature oil industry that will maximize productivity and compete with other crude oil and gas exporting nations in the continent.

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Minority Leader, Ndudi Elumelu, said the PIB is a necessity, as the world is going green and Nigeria needs to maximize its oil and gas sector, and also explore other options.

The world is looking to go green in less than 20 years and it makes it pertinent for Nigeria to gain maximally from the oil sector and look to explore other oil products before petroleum goes obsolete as a commodity,” he said.

(READ MORE: The new PIB may scrap DPR, PPRA, others)

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On the Electoral Act Amendment Bill

The purpose of the Bill is to regulate the Electoral process across Federal and Local government levels, in order to give it more transparency.

The bill was sponsored by Rep. Aishatu Dukku (APC-Gombe). She added that the bill is necessary to fix Nigeria’s flawed electoral system. 

“This amendment has become necessary because of the flaws observed in our electoral system. It’s no longer news that our electoral experiences since 1999 show a strong correlation between an efficient and effective electoral legal framework and the conduct of free, fair, and credible elections.

“In fact, amendments of our electoral laws were long identified as priority legislation by the National Assembly, because of the need to consolidate on the gains of our democratic achievements and to also address the lacuna identified in the electoral legal framework.

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“A typical example is the case of the Kogi Governorship election in 2016, where a leading candidate died after the commencement of polls, but before the declaration of results.

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“In addition to this are concerns that the legal framework on certain issues should be well settled ahead of the 2023 elections, such as the use of technological devices like the card reader and electronic voting system.

“Also, criteria for substitution of candidates, disclosure of the source of funds contributed to political parties, replacement of lost or destroyed permanent voters card, the penalty for the possession of fake voters’ card, dates for conducting primary elections, shall not be earlier than 150 days and not later than 120 days before the date of the election, etc.

“The bill, therefore, seeks to address many loopholes in our electoral system by way of amending over 300 clauses (including new provisions) of the Electoral Act 2010,” she said.

What you should know 

Nairametrics reported last week that the Minister of State for Petroleum Resources, Timipreye Sylva said the Petroleum Industry Bill (PIB) may be passed into law by the first quarter of 2021.

“There is no better way of diversifying the country’s economy than through a well-developed oil and gas industry, particularly with the huge gas resources in Nigeria. So, PIB will be the most credible attempt towards a holistic diversification of the Nigerian economy,” he added.

House of Representative Speaker, Femi Gbajabiamila, also disclosed that the House would ensure that it passes the Petroleum Industry Bill within the next six months or probably less.

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#EndSARS: States affected by violence should get 1% VAT – Senate



The Nigerian Senate has urged the Federal Government to give states that were affected by lootings and destruction by hoodlums after the anti-police brutality protests,  1% of all Value Added Tax (VAT).

This motion was moved by Senators Abiodun Olujimi and Gershom Bassey on Tuesday and disclosed in a report by Channels TV.

What you should know 

After the lootings and destruction by hoodlums who hijacked the #EndSARS protests, Nairametrics reported that the Speaker of the House of Representatives, Femi Gbajabiamila, said Lagos State will need about N1 trillion for the reconstruction and repair of the properties and infrastructure that was vandalized in the process.

The Senators moving the motion declared that destruction caused in Lagos by hoodlums was valued at a range of over N1 trillion by the State Governor, Babajide Sanwo-Olu.

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(READ MORE: #EndSARS: Insurance firms can seek refund after indemnifying victims – MD, NICON Insurance)

Senator Gershom Bassey also revealed that hoodlums attacked federal properties in Calabar like the WAEC office and looted food warehouses in the state.

“Cross River State being a predominantly Civil Service State may not overcome the effects of the invasion since the destroyed state infrastructure were built from lean state resources over the years,” Bassey disclosed.

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Senator Sani Musa said the lootings which started in Lagos spread to other states, leading to the destruction of properties and urged for the FG’s assistance.

“#EndSARS came as a peaceful protest, but turned violent. It started in Lagos and later spread to other states which led to the destruction of homes, businesses, and government offices. It is very unfortunate. The government needs to rebuild what was destroyed and pay compensation as well. It is their responsibility,” Musa said.

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Economy & Politics

Budget proposal review of MDAs is a legislative right – Femi Gbajabiamila

Gbajabiamila has stated that the budget review on MDAs conducted by the House of Assembly is a right of the National Assembly.



House of Reps determined to resolve ASUU issues and empower youths - Gbajabiamila , #EndSars: House of Reps to draft new Police legislation in 30 days, Speaker Gbajabiamila asks NLC to suspend strike, offers palliatives, #EndSARS: House of Representatives will do everything to deliver a policing system that works - Gbajabiamila

The Speaker of the House of Representatives, Femi Gbajabiamila, stated that the budget review on MDAs conducted by the House of Assembly is a right of the National Assembly. He added that the House of Assembly has the constitutional right to ask questions on MDA budgets.

The speaker disclosed this on Tuesday during the plenary session of the House in Abuja. The House spent most of last week grilling Ministers and Heads of MDAs over their budgets for the 2021 fiscal year.
The speaker said during the budget defence week, some MDAs Chief viewed the process as an “undue incursion”.
I have observed during the recent budget defence process that there are still some MDAs that consider the exercise of the legislative authority to review their budget proposals as an undue incursion into the management of their offices,” he said.
When the committees of the House of Representatives and the Senate convene to review the heads of expenditure contained in the Appropriation Bill, we do so in the exercise of clear and concise constitutional authority.”
He also added that budget review is an obligation of the House and that budgets need to be done on time.
It is in the best interest of our country that all parties concerned subject themselves to this process in good faith knowing that this too, is an obligation of service to our country. We will pass the budget, we will do it early and we will do it right,” he added.
The speaker revealed that the House has started process to review the Electoral Act in preparation for the 2023 elections.
“Perfecting the process through which we choose the people that will serve in government is an essential requirement for the continued development of our democracy.”

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