Connect with us
Switch
Advertisement
Crypto
Advertisement
Samsung
Advertisement
Polaris bank
Advertisement
Esetech
Advertisement
Payfarmer
Advertisement
Patricia
Advertisement
IZIKJON
Advertisement
Fidelity ads
Advertisement
Stallion ads
Advertisement
app

Financial Literacy

How To Make A Good First Impression At Your Next Job Interview

A golden peck for prospecting #job seekers out there. Find out what you should do on the day of #interview. Go and kill it. #career #advice #education #tbt

Published

on

JOB INTERVIEW TIPS

I culled this tips from Wisebread which I strongly recommend for prospecting job seekers.

1. Dress for the Job You Want

Dress in professional attire as if you were making an important presentation, meeting with a key client, or having lunch with the senior vice president or CEO.

Make sure your clothes are not too tight, too revealing, or too baggy. If you have a question about whether your attire is inappropriate, don’t ask a friend to confirm your choice. Just change your outfit. Also avoid wearing too much jewelry, perfume, or aftershave lotion.

DRESS FOR INTERVIEWDetermining the exact clothing to wear can be tricky as dress codes vary. In many office settings, a suit is the recommended attire. For others, the dress depends on the targeted position, so research (e.g., contact HR, ask a friend who works at the company, and peruse LinkedIn profiles) to decide what to wear, leaning toward classic rather than trendy colors and patterns.

2. Arrive on Time, but Not Too Early

Ideally, you should arrive about 10-15 minutes before your interview.

Specta

Being late for an interview sends the signal that you are unreliable and inattentive to details. Showing up too early makes you seem over-eager and stalker-like. If you arrive 30 minutes or more before your scheduled session, then the hiring manager may feel rushed to greet you or uncomfortable with the prospect of having you hang out in a reception area.

TIME LATENESS FOR INTERVIEWDemonstrate promptness without seeming like you have nothing better to do than wait around for a prospective employer. To get the timing right, visit the interview location and determine the appropriate travel time before your meeting day.

3. Enter a Room Confidently

Your entrance is a key to making a positive impression, according to career and professional development advisor Elizabeth Dexter-Wilson. She recommends keeping your head up, acknowledging those in the room or reception area, smiling, and saying hello.

INTERVIEW TIPS AND CONFIDENCE

Crypto

 

4. Offer a Firm Handshake

Shake hands with a firm grip. A firm handshake, not too tight and not at all limp, demonstrates confidence.

Extend your hand in greeting to human resource representatives, hiring managers, senior-level managers, and potential colleagues. And, if you are not already standing,stand up when someone enters the room prior to shaking hands.

5. Be Kind to Everyone

Show kindness to everyone you meet. You want to make a good first impression in all encounters, not only for kindness’ sake but also because those on the front lines may share their perceptions about you with hiring decision-makers.

Coronation ads

Be gracious to each and every person including parking lot attendants, security officers, receptionists, executive assistants, human resources team members, potential co-workers, and hiring managers.

6. Act Interested

Behave like you are excited about the job, even if you are secretly wondering if the position is a good fit for your talents.

Acting interested can help you engage the interviewers. Then, you can learn more about the organization and its needs, and determine whether you should pursue the position.

Jaiz bank ads

7. Don’t Open a Conversation With Careless Remarks

Though most interviewees wouldn’t intend to be insulting or insensitive, you might accidentally say something you regret. Avoid conversation starters using too-casual or off-color slang or make comments about personal appearances, politics, religion, or controversial topics.

Plan your opening remarks and be gracious if someone makes an unkind comment to you.

8. Be Prepared to Talk About the Company and Yourself

Be ready for conversation with knowledge about the company, responses to common interview question, and questions of your own.

INTERVIEW TIPS AND PASSIONDon’t act like you know everything or you will seem arrogant. But certainly read the organization’s website and relevant news so you can talk intelligently about the company.

Practice your responses to typical questions and prepare stories about your recent accomplishments, particularly ones that illustrate how you make you a great fit for the organization. Finally, put together a list of questions to pose when the interviewer asks if you have questions.

[GOOD READ: Should I quit my job and start a business? Yes, if you pass these tests]

9. Do a Pre-Interview Body Check

Take stock of yourself quickly, beyond your make-up and appearance. Career-services professional Barbara Safani recommends three simple actions to prevent distraction and embarrassment:

app
  1. remove loose change from your pockets;
  2. turn off your cell phone;
  3. toss your cup of coffee or bottle of water.

10. Check Your Smile

SMILE IMAGE

Make sure your smile is nice. Deal with major issues by visiting a dentist or dental hygienist before you begin the job-search process. On the day of your interview, brush your teeth and floss, and avoid eating right before your meeting.

During the interview, remember to smile.

11. Carry a Portfolio

You’ll want to bring hard copies of your resume, references, and other job-search materials to the interview. Carry these in a portfolio for a polished look.

12. Know the Answer to “Why Are You Here?”

To start your interview well, prepare your response to the question, “Why are you here?”

Note that the response should be more substantial and insightful than “to interview for a job.” Tell the interviewer why you are excited about the prospect of joining this particular organization. Briefly explain how your expertise could contribute to the company’s success.

13. Get Your Interviewer’s Name Right

Impress your interviewer by getting her name right the first time. This technique is especially helpful if you are meeting someone with an unusual name or if you have difficulty retaining new information.

Research the names and titles of those you may be meeting for the first time (hint: look them up on LinkedIn or ask human resources for this information). Rather than ask someone to repeat her name during a face-to-face meeting, memorize the name ahead of time.

[BONUS READ: Should I quit my job and start a business? Yes, if you pass these tests]

BEWARE: This story was earlier published in 2014 and has just been revamped for public education –on July 18, 2019.

Nairametrics is Nigeria's top business news and financial analysis website. We focus on providing resources that help small businesses and retail investors make better investing decisions. Nairametrics is updated daily by a team of professionals. Post updated as "Nairametrics" are published by our Editorial Board.

1 Comment

1 Comment

  1. Quinby

    November 20, 2019 at 10:52 am

    The article is nicely organized. I see the writer has a real knack
    for this particular topic. I like that theme, and I’m in constant search of new bits and the latest news.

    I really loved that one, since it’s filled with fascinating facts
    and it is a kind of easygoing article. I spent only a few
    minutes studying, and because of well-structured text, so
    I know it totally. Thanks!

Leave a Reply

Your email address will not be published.

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Business

African leaders should support MSMEs for rapid recovery of economies – Report

African leaders would help speed up the recovery process in most African economies if they can continue to support the MSMEs.

Published

on

Development Bank of Nigeria , Companies Allied Matters Act (CAMA)

African leaders have been enjoined to promote and support policies that would strategically support the Micro, Small and Medium-sized Enterprises (MSMEs) and speed up the recovery process in most African nations.

This was stated in the Foresight Africa 2021 report, a publication of African Growth Initiatives of the Brookings Institution, a non-profit organization devoted to independent research and policy solutions.

According to the report:

  • “Policymakers must continue to support businesses—both smaller enterprises and larger firms—that have been disrupted by the crisis.
  • “Arguably, the greatest priority must be to bolster the micro-, small-, and medium-sized enterprises (MSMEs) that are key to African commerce and account for 83 percent of private-sector employment in Africa.
  • “Such businesses, which number between 85 million to 95 million, are especially vulnerable to COVID-19 mitigation measures given they are often characterized by person-to-person contact. By just May 2020, 75 percent saw their revenue decline by over 30 percent.
  • Finance will continue to be one of the greatest needs for African businesses; indeed, only 5 percent of MSMEs across the continent feel they have received adequate support from lenders. Provided governments navigate Africa’s fiscal challenges with skill and determination, they can continue offering suitable financial support to small enterprises; in addition to indirect support through value chains and banks, such assistance might include loans, debt forgiveness, low-interest rates, assistance with payments to suppliers, and reduction in utility costs.”

 Ways Governments can provide financial support to MSMEs

  • There are several steps that governments can take to provide financial support to MSMEs. One option is to assist MSMEs through larger firms in their value chains, which might include upstream suppliers and downstream buyers.
  • “Governments can provide easier liquidity and working-capital terms to these larger players, and they can make such support conditional upon these firms’ providing favourable financial terms to MSMEs.
  • “Governments can also consider providing risk guarantees or first-loss mechanisms while requiring banks to on-lend under the chosen set of criteria and guidelines in order to encourage banks to lend to MSMEs.
  • “Policymakers must not lose sight of the region’s informal sector, as 84 percent of African MSMEs are unregistered. Policymakers can take advantage of the opportunity created by the crisis to convince larger numbers of informal enterprises to register, and thus gain better access to finance and markets. Moreover, to promote registration, governments could shape bold campaigns and attractive packages, potentially including multi-year tax holidays and capacity building for MSMEs.”

Why this matters

  • Micro, Small and Medium-sized Enterprises (MSMEs) are widely recognized for the important contributions they make to sustainable development, in terms of contributions to economic growth, creation of jobs, provision of public goods and services, as well as poverty alleviation and reduced inequality.
  • The pandemic has seriously impacted the MSMEs in all African nations as it has exacerbated economic hardship and may have pushed more than 40 million Africans into extreme poverty.
  • It is imperative that the African leaders focus on enabling businesses to respond effectively to these new and unfavourable conditions to which most MSMEs have been exposed to.

Continue Reading

Personal Finance

How to fund your business without a debt sentence

The lack of funding is a great excuse for people who are not really ready to start a business. 

Published

on

5 things you can do to attract equity funding for your business

According to Mark Cuban, one of American’s entrepreneurs, owner of Dallas Mavericks, and TV Personality, the biggest mistake most people make is to think that they have to raise money to start a business.

As a financial advisor, I totally agree with Mark. There is no such thing as a successful business that became successful because of funding. Yet every week I receive tons of emails asking for advice on how to raise money or if I would invest in their businesses.

The answer always is “No” and you will discover the reason at the end of this article.

While I understand that certain businesses genuinely do need funding, and while funding is necessary at certain stages in a business, I do not think that every business needs funding to get started. And in fact, the majority of funding needs are not real funding needs, but the lack of ability to create money from thin air.

Most Funding requests are disguised gap in creativity and sales skills. Because with the right sales and creative skills, you can create the amount of money that you want. And you can also break down your business into the version that you can fund with your own money.

Specta

Thus funding problem is majorly disguised creativity and sales problems. And quite frankly the lack of funding is a great excuse for people who are not really ready to start a business.

I know this because great entrepreneurs are not stopped by funding challenges. And the greatest entrepreneurs in the world all started in spite of funding challenges.

Amazon started out from the garage of Bezos’ in Bellevue, Washington. He started out with funding of almost $250,000 from his parents.

Facemash now Facebook started in 2004 by Mark Zuckerberg and a group of friends. They started out with sweat equity, technical skills, and the ability to sell their idea and build a solid community.

Crypto

Apple started out in Jobs’ garage on April 1, 1976, by college dropouts Steve Jobs and Steve Wozniak. They started their business with sweat equity, technical skills, and the ability to sell a not so perfect Apple 1 product without a monitor, keyboard, or casing.

Bill Gates and his business partner Paul Allen built the world’s largest software business, Microsoft, from technological innovation, keen business strategy, and aggressive business tactics.

You will find a similar story for Elon Musk, Mark Cuban, Richard Branson, Dangote, and so on.

These men built their businesses from the ground up with sweat equity, the right attitude, personal savings, or support from families. Funding did not stop them and funding will not stop you if you are serious about entrepreneurship. Quite frankly funding at the early stage of a business increases business stress, dilutes control, and expands leadership complexity.

Coronation ads

So while you may fantasize about some strange investor sent by God coming along. To lift your business off the ground. In reality, this rarely happens. You must find ways to fund your way to a proven business model. Investors rarely fund ordinary ideas or struggling businesses. They fund businesses that are already succeeding but need funding to expand that success. This is why banks rarely lend to SMEs but do so easily to successful businesses. And why the majority of successful business owners started off on their own

So why do people still waste time looking for funding?

People gravitate towards funding for three reasons. The first is the Fantasy of overnight success. The second is the desire to use another person’s money to fix fundamental problems. That can only be solved through discipline and hard work. And the third is to make an already successful business even more successful.

Jaiz bank ads

Among these three reasons, only one is of interest to the investor.  Investors are not on a mission to rescue your business or make you rich. They are on a mission to increase their wealth and achieve more financial success. They will only invest in businesses that can help them achieve their goals. And until your business develops this capacity you are not yet funding worthy.

Thus the only purpose for funding is to transfer investor’s idle funds or funds that are less optimized to a profitable business vehicle. That has the capacity to generate higher profits. This means that your business must have the capacity to turnaround investors’ money very quickly. If your business is not yet at this stage. You should focus on bringing it up to this stage and then attracting investor’s funding can become easy for you.

The key to successful funding is to answer the three funding questions. First, is my business fundable? Second, do I need funding for wealth-creating purposes? And third is my business at the stage where it can turn around investors’ money without losing it? Answering these questions is key to funding your business.

A business is ready for funding when it has certain key attributes. There are seven key attributes that attract investors and make a business funding worthy.

 

Watch out for the next part of this interesting series


About author

Grace Agada is The Senior Financial Happiness Director @ Create Solid Wealth. She is an Author and Column Contributor in Six National Newspaper. She is a contributor at BellaNaija, Nairametrics and Proshare and she is on a mission to help working-class professionals and CEOs become more financially successful. To learn more about Grace and how she can help you send an email to [email protected]

app

Continue Reading

Personal Finance

How to reduce your electricity bill in Lagos

Find out a few tips on how you can reduce your electricity bill.

Published

on

With the recent hike in electricity tariff, everyone is looking for ways to cut costs, especially if you already have a prepaid meter installed at home. Currently, the new tariff increase since October 2020 is over 100%, meaning everyone would start paying twice what they previously paid.

Things are hard enough as it is especially in a place like Lagos, and if you don’t plan to pay double, you have to adjust accordingly. Although you would certainly pay more, but knowing how to reduce your electricity usage in Lagos would do you a lot of good. Read on to find out a few tips on how you can reduce your electricity bill.

READ: How to own your home in 5 years without a mortgage

How to Reduce Your Electricity Bill in Lagos

To start with, you should know that for these tips to work for you; you need a prepaid meter installed. Without a prepaid meter, your bill pretty much runs on estimates and leaves you with little room to contest its accuracy. If you want to save power, start by getting a prepaid meter installed at home.

After that, here are a few tips on how to reduce your electricity bill in Lagos:

Specta

READ: Buhari moves against DISCOs that collect money for prepaid meters

1. Sniff out background power consumption:

Many don’t know this, but turning off a device while leaving it plugged in does not cut off the power supply. The device still consumes residue energy called vampire or stand by power. To avoid this, cut off power to a device by turning off the socket and the device’s power switch.

2. Replace all your bulbs at home with energy-efficient models:

Crypto

Although non-energy-efficient bulbs are cheaper to purchase, they become more expensive in the long run to use. This is because they consume far more power than energy-saving bulbs. For example, the average wattage of an ordinary bulb is around 60 to 200. However, energy-saving bulbs are as low as 7 to 11 watts. This means that one would consume more than ten times the other’s power; the choice is yours. Also, it would help if you become more cautious with how long you leave your bulb on. Turn them off during the day, and when you want to sleep at night; especially your kitchen, toilet and bathroom lights. Only leave security lights on.

READ: Eden Life set out to automate domestic chores for busy people – CEO

3. Limit your fan and Air conditioner’s runtime:

The ceiling fan is one of the home’s highest passive power consumers. You might not know it, but your fan practically runs all day and night, which significantly impacts your power bills. One thing you can do is replace all your fans with energy-efficient models if you have the means. However, if you don’t have the energy-efficient model, simply regulate how long the fan runs. The energy-consuming capacity of an air conditioner is well known. Keep it running for a day, and it would make a telling impact on your bills. A 1.5hp (1119watts) Ac running for 10 hours at a rate of N60 per kilowatt would cost you well over N30,000 alone. You can shuffle run time between your fan and air conditioner, depending on how many units you purchase per month. Limiting your fan to running only about 8 hours a day can save you hundreds of naira.

Coronation ads

READ: FG to revive 3 power projects in Abia by first quarter 2021

4. Revisit your refrigerator:

This is another appliance that consumes the most power at home. The average watt consumption of a refrigerator is 1200 watts per day (depending on the model), which means they consume one of, if not the highest power at home. You can reduce consumption by purchasing a smaller freezer, which is the more expensive approach or doing the following:

Jaiz bank ads
  • Move the refrigerator to an area with adequate air circulation, as it helps it become more power-efficient.
  • Your fridge should also be at least 2 inches away from the wall and not stand directly exposed to sunlight.
  • Another thing you should do is not stuff up your refrigerator. This reduces the overall efficiency of the unit because of the lesser space available for air circulation. It also means that the unit would draw more power to meet the demand. Ensure you defrost the fridge regularly too

READ: Strategies to Reduce Expenses and Save Money

Asides from the tips mentioned in this article, you should also sit down to study your home. If possible, create a list of all your appliances and their watt rating. Start trimming down consumption by replacing the device with a more energy-efficient model, or reducing its use.

Continue Reading
Advertisement




Advertisement