Connect with us

How to use your phone to check your account balance



Technology has transformed banking and presently customers can perform as many functions as they want on their mobile devices without visiting banking halls. With the advent of the USSD (Unstructured Supplementary Service Data) banking, customers can carry out banking transactions on their mobile phones using a short code. USSD banking has gained increasing prominence as banks seek to diversify their income, and customers adopt it due to convenience and ease of service.

Listed below are ways to check your bank account balances for different banks;

Access Bank

Dial 9015# and enter the last four digits of your BVN PIN to see your account balance.

First Bank

Dial 8940#; enter a four digit Personal Identification Number (PIN) linked to your debit card; create a five digit PIN, and the registration is complete. After the registration you can check your account balance


Dial 91900# and enter your 4-digit PIN

Sigma Pensions


Dial 7376*1#; you will be asked to enter the last four digits of your GTB debit card.

Zenith Bank

Dial 96600#.

Diamond Bank

Stanbic 728 x 90

Dial 710556*PIN# on your phone.

Another alternative is to dial 0700-300-0000, press 1 to see your account balance option and then insert your 16-digit number followed by the # key. You will be asked to enter a 4-digit self service code which would have been sent to you h from registration. You will have to change the 4-digit code to a 4-digit PIN of your choice to check your account balance.

Fidelity Bank

Simply dial *770# on your phone.



Coronation ads

Dial 3260#.


Dial 322214*0#

Sterling Bank


Dial 8226*account number#

Keystone Bank

Keystone Bank account holders should dial 322082# for MTN, Airtel and Etisalat subscribers, while Glo subscribers should dial 085082#.

Union Bank

You will have to register your number by dialing 389032#, and then text BAL to 20123

Unity Bank

Dial 389215# and enter your 4-digit PIN

Skye Bank

Dial *833# and follow the on-screen command.

Stanbic IBTC

Dial *909#.

Note that the USSD service makes banking services available across all GSM networks, on any type of handset or device; iPhone, android, blackberry and other smaller devices and requires no internet service connection.


Click to comment

Leave a Reply

Your email address will not be published.

This site uses Akismet to reduce spam. Learn how your comment data is processed.


FG explains why Lagos-Ibadan rail line was not linked to the sea

The government in its explanation said that the delay was due to disruption by trucks going in and out of the port complex.



FG needs $656 million to complete Lagos-Ibadan railway project – Amaechi, Nigeria loses N150 billion annually to shipping tariffs, Ibadan to Kano rail construction

The Federal Government has stated why the China Civil Engineering Construction Company (CCECC) Nigeria Limited could not link the final part of the Lagos-Ibadan rail line to the sea.

The government in its explanation said that it was due to disruption by trucks going in and out of the port complex.

According to a press statement signed by the Director, Press and Public Relations of the Federal Ministry of Transportation, Eric Ojiekwe, this disclosure was made by the Minister of Transportation, Rotimi Amaechi, while on a routine tour of the Lagos-Ibadan rail line project on Saturday, April 10, 2021.

The Minister pointed out that the original blueprint for the Lagos-Ibadan rail line project was not adhered to by CCECC Nigeria Limited and TEAM consortium and therefore warned that the master plan of the soon to commence Ibadan-Kano rail line project should not be changed.

The statement from the ministry partly reads, “The Nigerian Government has restated its commitment to connect the whole country by rail with the soon to commence Ibadan-Kano Standard Gauge Rail project.”

Amaechi forewarned that the master plan of the soon to commence project should not be changed as the original blueprint for the Lagos-Ibadan wasn’t adhered to by Messrs CCECC Nigeria and TEAM consortium. The Minister who rode the train from Ebute-Meta to the 8.72 km Apapa Port Spur line, informed the media that the inability of Messrs CCECC Nigeria to link the final part of the rail line down to the sea is rather due to disruption by trucks going in and out of the port complex.’’

The Minister had noted that the Federal Government has paid its share of the counterpart funding of the Ibadan-Kano rail line project and is waiting for China-Exim bank to ratify its side of the agreement for the project to commence.

He also advised the Nigerian Railway Corporation (NRC) to acquire more land around the train stations and the rail tracks for future development adding that this will be near impossible to do in the future as whatever space available now would have been taken over by businesses attracted to the rail line.

Sigma Pensions

In case you missed it

It can be recalled that full commercial train services commenced on the Lagos-Ibadan rail line after train operations commenced on December 7, 2020, with only Lagos, Ibadan and Abeokuta residents enjoying the train services.

This is because other minor and major stations along that route were yet to be completed.


Stanbic 728 x 90
Continue Reading


The role of healthy communication in the workplace

To foster a healthy work environment, employers should take communication more seriously.



Networking, way to success in Nigeria

Profit is the purpose of every business organization. The best way to sustain profit is to strengthen the “Employer-Employee” relationship and the “Buyer-Seller” relationship. The profit of every business organization depends on these two. The success and failure of every business organization also depends on these two.

Communication is one of the major concerns in an organization and it is very necessary in our workspace and among people around us. Constant communication helps to build a strong connection in the relationship between an employer and an employee. It is crucial to the growth and success of your business and it allows everyone to provide input and feel that their ideas are valued.

Everyone can communicate as long as it is with words. In an organization, both the employer and the employees should develop good communication skills.

Your employees are part of the vision of your company and their opinions and innovations should be considered. This will go a long way in building a positive workplace culture.

Communication can be in oral or written form; and while written communication is the preferred form of communication in organisations, oral communication should neither be limited or downplayed. As an employer, your employees should be able to communicate freely with you. Communication reminds your employees about the goals of your company and helps you to delegate responsibilities effectively.

According to research, 57% of employees report not being given clear directions. A survey of 400 companies with 100,000 employees cited an average loss of $62.4 million per annum because of inadequate communication between the employer and the employees.

It is the responsibility of an employer to communicate the organisation’s vision, mission, goals and objectives to employees. Goals must also S.M.A.R.T (Specific, Measurable, Achievable, Realistic and Timely). Where communication is absent or ineffectively handled, employees can become unproductive, unresourceful, demotivated, and disorganised. There may also be high employee turnover which ultimately affects the profitability of the business. Without effective communication, an organisation will most likely be unable to retain its star performers or motivate average-performing employees into becoming highflyers.

Communication in organisations should not be left only to the Human Resources department, but feedback should also be encouraged from employees. Where there is a gap in communication, employees are left with no choice but to fill these gaps with rumours, (wrong) assumptions, gossip and the spread of misinformation. This creates an unhealthy work environment that is detrimental to the business.

Sigma Pensions

To foster a healthy work environment, employers should take communication more seriously. They should not only learn the art of effective communication but should also encourage and be receptive to feedback from their employees.



Continue Reading


Nairametrics | Company Earnings

Access our Live Feed portal for the latest company earnings as they drop.