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Article: 5 Ways to Stop Being So Busy

Nairametrics by Nairametrics
August 21, 2014
in Uncategorized
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5 Ways to Stop Being So Busy. Follow the link and thank me later.

https://www.inc.com/laura-garnett/5-ways-to-stop-being-so-busy.html?cid=sf01001

Tags: News Review
Nairametrics

Nairametrics

Nairametrics is Nigeria's top business news and financial analysis website. We focus on providing resources that help small businesses and retail investors make better investing decisions. Nairametrics is updated daily by a team of professionals. Post updated as "Nairametrics" are published by our Editorial Board.

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Comments 2

  1. sola says:
    August 21, 2014 at 7:41 am

    Ugo,
    Good morning. Please I have 3 questions for you.
    1. How does the MPR affect the lending rate of banks ?
    2. What is the connection between the Foreign Reserves and the Import Bill ?
    3. What is Foreign Reserve used for and why should we be concerned about its growth ?

    Will appreciate you input.

    Sola

    Reply
    • Nairametrics says:
      August 21, 2014 at 8:00 am

      Hi Sola to respond to your questions 1. The MPR is the base rate banks rely on for setting their lending cost. Currently MPR is 12% so a bank will typically lend at say MPR plus 4% which is 16%. So the higher the MPR the higher the lending rates.

      2. Your foreign reserves is the amount in forex that a country has. When you import items you pay the countries of export in forex. So if Nigerian businesses spend $2b on imports monthly and we have just $40b in reserves, it means our reserves can fund 8 months of imports.

      3. The higher our foreign reserves the more money we have to pay for imports. More importantly, the higher our foreign reserves the stronger our local currency. Because if foreign countries say 8 months is too small they decrease the value of our currency because of the risk of not being able to pay for the 9 month.

      Hope this helps. You can call me or tweet at me @ugodre

      Reply

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