Question: How much does Health Insurance cost in Nigeria?
Answer: According to this report, registration of dependants (Children and Parents) typically cost around N9,000 per head. For private health care service, individual plans start from N35,000 to N220,000 and family plans range from N125,000 to N650,000.
Vital Contributors Social Health Insurance Programme (VCSHIP) costs a registration fee of N15,000 and N10,000 per head while National Mobile Health Insurance Program (NMHIP) costs N12,000 and N9,000 per head.
All fees would be renewed annually.
The truth is that Health Insurance in Nigeria is about N10,000 minimum per person per year. It may also cost about N80,000 minimum per family per year. (A family is described as containing one father, one mother and four children who must be biological children of either or both couple).For people in paid employment, the rates can be as low as stated. Voluntary Contributors Social Health Insurance program (VCSHIP) is being run by the Federal Government at N15,000 per person per year. There are however, State Government run health schemes that range from N4,200 per child and N35,000 per adult.
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