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Financial Literacy

Articles and analysis on Financial Literacy from a Nigerian perspective

investments, how to measure the performance of your investments., Here are ways to ask family and friends to fund your business - PART 2 

Here are ways to ask family and friends to fund your business – PART...

Friends and family members that invest in your business want a say in how things are done, investors will want to protect their investment.
Keyman Insurance

This is why Nigerian firms need Keyman Insurance

The way keyman insurance works is that a company buys a life insurance on the key person and the company pays the premium.
CBN Entrepreneur loan, 7 Tips for Financing Your New Business

7 Tips for Financing Your New Business

If you want to start your own business but don’t have the funding, you can still get it off the ground.
Relationship talks - Money questions you must ask

Relationship talks: Money questions you must ask

Money questions you must ask in relationship talks
Oando's Ainojie ‘Alex

How you can flourish in your chosen career – Oando’s Ainojie ‘Alex’ Irune advises...

In a recently held interview, Oando Energy Resources' COO, Ainojie Alex Irune advised the youths on how to flourish in their careers.
Investing, Invest According to Your Risk Tolerance and Appetite (1)

If this doesn’t encourage you to start investing today, nothing ever will!

Indeed, your savings are being stolen! And not only should this worry you, it should also spur you to start investing today.
How to read stock table

How to read stock market tables

It is important for any investor to understand how the stock market functions, specifically how to read the daily market tables and thus placing orders with a stockbroker
falling market

How to profit from a falling market with dollar-cost averaging

The Nigerian Stock Market has been witnessing a downward spiral this year. The Nigeria All-Share Index, which opened the year at 31,430.50 points ended the week of August 2, 2019, at 27,630.46 points.
Too Many Side Hustle Ideas

Too many side hustle ideas? Here are 11 questions to help you choose your...

Are you sure you can build a successful side business? It's smart to start thinking along these lines while you have a full-time job. Your side business has the potential to become a long-term solution to financial needs and an enriching life experience.
After securing funding, how does an investor profit from your startup?

After securing funding, how does an investor profit from your startup?

After securing funding, how does an investor profit from your startup? #SME MSME #Startup
Financial Risk Management

Financial Risk Management Tips for Individuals and SMEs

Poor financial risk management is one of the factors responsible for the failure of businesses in Nigeria and across the world.

This is how much you lose each year you fail to save

Just recently, I was thinking about my late father and what I wished he had told me about life in general. What readily came to mind, was what I wished my father had told me about money.
Photo by Steve Johnson on Unsplash, bond funds, money market

Determining the Best Savings Account for You

Determining the Best Savings Account for You #Banking #Savings
Revenue reserves

I love to look at Revenue Reserves and This is Why

Here is why @ugodre loves to look at the revenue reserves of a company. Find out
Love, Dating, and Marriage are financial events too...

Love, Dating, and Marriage are financial events too…

If Dangote gives you a substantial check (amen!), do not change the wedding venue to the moon. Instead, invest the gift. Marriage is more than the wedding and more about the many years ahead. And it's expensive, literally. 
Salary earner

Become a “rich salary” earner today by following these simple steps

There is a general belief that you cannot be rich working for someone else. Here is how to prove that wrong.
Old 50 kobo note

Three quick ways to find out if a stock is overvalued

Three quick ways to find out if a stock is overvalued #Stock
financial security, Financing for Small Business, Financing for Small Business

If you’re in your 20s & 30s, here are some ideal investments

It struck me that I have peers who are struggling and confused about how and what to invest in while young, in order to ensure financial security at old age. So, I wrote this article...
Nigerian Millennials

Nigerian Millennials have figured where to invest their money

This why Nigerian Millennials will rather invest in cryptocurrency and ponzi scheme.
foreign stock market

How to make money investing in Foreign Stock Markets

How to make money investing in Foreign Stock Markets #Investing #Stocks #Business
interview

How to interview the person hiring you

I’ve found more often than not, job candidates often neglect to “interview the company” they are meeting with in order to find out whether the organisation is a good fit for them.
MMM Cooperation

Nigerians are falling yet again for MMM as it makes a come back

Mavrodi Mundial Moneybox (MMM), the Russian-founded Ponzi scheme which wrecked the lives of so many Nigerians in 2017 is back in business.
Fragrance Oils Business in Nigeria

Young Nigerians are making quick money selling fragrance oils

Ever so often, we witness the establishment of many low-funded businesses, as people find ways to make money or create side incomes for themselves. In Nigeria, small businesses can arguably be referred to as the bedrock of the economy.
Mother and child

Children Day Special: Simple tips to train your kids on how to save money

Children's Day may have been yesterday, but all of us at Nairametrics are still in the celebration mode. We celebrate with the world's children because they are the light up our world and the hope for the future.
Nigeria’s Pension Fund Asset Value

Nigeria’s Pension Fund Asset Value Crosses the N9 trillion Mark

As more and more Nigerians begin to take their retirement planning more seriously thanks to growing awareness campaigns, the total asset value of pension fund assets has hit a new all-time high.
pension funds, PenCom

About 160,000 more Nigerians registered to participate in Pension Plans in Q1 2019

Efforts by the National Pension Commission and other stakeholders through radio jingles and other enlightenment campaigns seem to be yielding results, as more and more Nigerians are joining the bandwagon of pension participation.
Central Bank of Nigeria

How to get the Central Bank of Nigeria to credit your account

Doesn’t it feel good to be a lender of money? Yes, it does, especially if you know the borrower is creditworthy and would repay you with interest as at when due. The Central Bank of Nigeria could always borrow money from you and repay you when the time is due.
Dividends

Things to consider when investing in shares (Part 1)

Every time you invest in a company by buying its shares, you become a part owner of the said company. Now, investing in shares has so many moving parts. Here, we will break them down.
As fears rise over the sustainability of America’s Social Security Fund...

As fears rise over the sustainability of America’s Social Security Fund…

The path to extinction seems to be the route on which the famous Social Security Trust Fund of America is on as at moment.
10 Books you should read to cultivate an entrepreneurial mindset

10 Books you should read to cultivate an entrepreneurial mindset

To start and grow a thriving business, you need to make books a regular part of your diet. Just like food is for the nourishment to the body, so are books the nourishment to the mind.
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