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Financial Literacy

Articles and analysis on Financial Literacy from a Nigerian perspective

Retirement savings, Millennial shares financial management strategies you should adopt, How to save millions this year

How to save millions in 2020

I won’t rest till I save at least N2 million naira this year. Everyone I know personally has big expectations for the year, and I’m sure everyone reading this also does.
Money mistakes, How much are you worth in naira per hour?

5 Money Mistakes You Might be Making in 2020

There are various money mistakes people make that constitute a major barrier in becoming financially successful before retirement comes knocking.
Tips to help you launch your own business in 2020 (Part 1)

Tips to help you launch your own business in 2020 (Part 1)

More and more people want to take control of their future by starting their own businesses, but starting a business isn't easy.
Investment options for salary earners - bank loan

Investment options for salary earners

Investment options for the salary earners #Investing #Entrepreneurs #Investment #Salary #Wages

How to Invest in International Stocks (1)

The first step is to find a trading platform that you can trade from. Choosing an online trading platform is not an easy task but it is a very important step in international investing
Why your website is not driving customers to your business

Here’s why Visitors leave your site without Buying anything

When someone visits your online store and checks out a bunch of products, but fails to make a purchase decision in your favor, you are bleeding money. If you want to ensure that a good portion of people visiting your website do not leave the purchasing process midway, you need to provide a decent shopping experience to the users, amongst other things.
Love, Dating, and Marriage are financial events too...

Love, Dating, Marriage are financial events too…

If Dangote gives you a substantial check (amen!), do not change the wedding venue to the moon. Instead, invest the gift. Marriage is more than the wedding and more about the many years ahead. And it's expensive, literally. 
Buy Sell Hold Stocks, This is why you need international stocks in your portfolio

Why you need international stocks in your portfolio

The investment term to describe putting your eggs in many baskets is portfolio diversification. #NYSE #INVESTMENTTIPS
Christmas, shop, How are you shopping this Black Friday? 

How you can shop on a budget this Christmas season

A visit to some of the major shopping hotspots in Lagos, revealed just how much Nigerians are willing to splash money all in the name of Christmas
Financial ratios you need for stock analysis, Understanding price multiples and how to use them for stock selection

Understanding price multiples and how to use them for stock selection

There are other “ratios” that help in stock selection; they are called market or price multiples.
Plugging your spending leaks

How to plug your spending leaks

How to plug your spending leaks
This is why you should make voluntary contributions to your pension fund

This is why you should make voluntary contributions to your pension fund

But unless one dies young, retirement must come, and prepared or not, you will face the consequences of retirement and the lack of earning capacity that comes with it.
Setting 2020 financial goals

How to set your financial goals for 2020

As 2020 draws to a close, it’s time to review your 2019 financial goals and plans. So, what were your financial goals in 2019? Did you achieve them?
investor, Steps to investing, Steps to developing a growth plan for your business, Breaking down the biggest misconceptions young people have about investing , Here’s how your business can grow revenue in tough conditions (PART 1), Here are ways to find the right investor for your business, How to build up your investment knowledge, This simple advice could help solve your investment challenges 

Breaking down the biggest misconceptions young people have about investing 

This article is aimed at breaking down some of the biggest misconceptions young people have about investing.
Is there a legitimate Nigerian business that can guarantee 5-10% monthly interest?

Is there a legitimate Nigerian business that can guarantee 5-10% monthly interest?

Is there really a legitimate business that can guarantee investors 5-10% monthly return on investment?
investor, Steps to investing, Steps to developing a growth plan for your business, Breaking down the biggest misconceptions young people have about investing , Here’s how your business can grow revenue in tough conditions (PART 1), Here are ways to find the right investor for your business, How to build up your investment knowledge, This simple advice could help solve your investment challenges 

Steps to developing a growth plan for your business

The best leaders have figured out how to overcome the complexity it takes to generate market growth. They have a growth plan.
Treasury Bill Investment: Ghana Vs Nigeria, Further rate decline expected as N405 billion worth of treasury bills mature , CBN’s N225.45 billion T-bills auction records oversubscription, as rate fall below 5% 

Treasury Bill Investment: Ghana Vs Nigeria

Treasury bills are a form of IOUs issued by the governments of various countries aimed at monetary regulations and budgetary financing.
investor, Steps to investing, Steps to developing a growth plan for your business, Breaking down the biggest misconceptions young people have about investing , Here’s how your business can grow revenue in tough conditions (PART 1), Here are ways to find the right investor for your business, How to build up your investment knowledge, This simple advice could help solve your investment challenges 

Steps to investing

Steps to investing

Flee from stocks not found on this list

We came up with a list of stocks that have a considerable level of liquidity and are transparent. We avoid stocks not found on this list.
Understanding Derivatives as investment products

Understanding Derivatives as investment products (1)

The Nigeria Stock Exchange has engaged the collaboration of JP Morgan Chase, to bridge the knowledge gap on derivative instruments.
diaspora bond

How Diaspora Bonds Work and Benefits

All you need to know about Diaspora Bond and how you can tap into it to make more money. #Bonds #Money #Diaspora
Revenue Reserves and Dividends, Using Earnings to Select Stocks, Dividends

Understanding Optional Dividends

An optional dividend is a dividend where shareholders have the ability to choose between two or more forms of payment.
investments, how to measure the performance of your investments., Here are ways to ask family and friends to fund your business - PART 2 , An introduction to repos

Here are ways to ask family and friends to fund your business – PART...

Friends and family members that invest in your business want a say in how things are done, investors will want to protect their investment.
Keyman Insurance

This is why Nigerian firms need Keyman Insurance

The way keyman insurance works is that a company buys a life insurance on the key person and the company pays the premium.
CBN Entrepreneur loan, 7 Tips for Financing Your New Business, SMEDAN invests N103.5 million in Sokoto entrepreneurs  

7 Tips for Financing Your New Business

If you want to start your own business but don’t have the funding, you can still get it off the ground.
Relationship talks - Money questions you must ask

Relationship talks: Money questions you must ask

Money questions you must ask in relationship talks
Oando's Ainojie ‘Alex

How you can flourish in your chosen career – Oando’s Ainojie ‘Alex’ Irune advises...

In a recently held interview, Oando Energy Resources' COO, Ainojie Alex Irune advised the youths on how to flourish in their careers.
Investing, Invest According to Your Risk Tolerance and Appetite (1)

If this doesn’t encourage you to start investing today, nothing ever will!

Indeed, your savings are being stolen! And not only should this worry you, it should also spur you to start investing today.
How to read stock table

How to read stock market tables

It is important for any investor to understand how the stock market functions, specifically how to read the daily market tables and thus placing orders with a stockbroker
falling market

How to profit from a falling market with dollar-cost averaging

The Nigerian Stock Market has been witnessing a downward spiral this year. The Nigeria All-Share Index, which opened the year at 31,430.50 points ended the week of August 2, 2019, at 27,630.46 points.