Africa’s fintech sector continued to show resilience in the first half of 2025, attracting big-ticket deals despite tighter global funding conditions.
From mobile money giants to API-powered payment innovators, the continent’s top fintech players pulled in hundreds of millions of dollars to expand operations, diversify products, and drive financial inclusion.
According to data compiled by Nairametrics Research, 80 African fintech startups raised over $661 million between January and June 2025.
Ten of these did not disclose the amounts raised.
The top 10 fintech fundraisers alone accounted for more than $470 million, up from $431 million in the same period last year.
Senegal, Egypt, South Africa, Nigeria, and Ghana dominated the leaderboard, while the “Big Four” of Kenya, Nigeria, Egypt, and South Africa maintained their multi-year grip on the continent’s fintech capital flows, jointly securing 69.19% of total funding.
West Africa emerged as the top-performing region, pulling in $298.5 million (45.1% of total fintech funding). This was driven largely by Senegal’s record-breaking $137 million debt deal and Nigeria’s $112 million haul—more than double its H1 2024 figure.
North Africa followed with $230.8 million, anchored by Egypt’s $223 million total. Southern Africa, driven entirely by South Africa, secured $98.8 million, while East Africa brought in $23.8 million, with Kenya contributing the lion’s share at $23.3 million.
Top 10 Fintech startup fundraisers as of H1 2025
Bokra, a fast-growing Egyptian fintech startup, secured $58.9 million in debt financing from Aman Holding, a major financial services group in Egypt. This funding round is one of the largest debt deals in Egypt’s fintech sector in 2025, signaling strong investor confidence in Bokra’s business model and growth trajectory.
Founded in 2022, Bokra operates as a wealth management and investment platform tailored for Egypt’s growing middle class. Its mission is to democratize investing by providing easy access to financial planning tools, bridging the gap for millions who are keen on wealth creation but face barriers to entry into traditional markets.
Aman Holding, a subsidiary of Raya Holding, has a track record in financial inclusion and digital transformation. Its investment in Bokra aligns with its broader strategy to back fintech solutions targeting underserved segments and expand access to consumer finance products.
The raise underscores the growing demand for digital wealth management solutions in the MENA region.
