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Home Exclusives

Nigerians stranded as bank ATMs and POS stop dispensing cash

Samuel Oyekanmi by Samuel Oyekanmi
January 26, 2023
in Exclusives, Financial Services
Nigerian banks raked in N96.483 billion from electronic business in Q1 2023
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Nigerians are currently dealing with a cash shortage problem after bank ATMS and POS around major cities in the country stopped dispensing cash to customers due to a lack of new notes. This is according to findings by the Nairametrics team. 

Visits to some tier-1 banks around Ikeja, Lagos State, indicated that there were no funds available in their Automated Teller Machines (ATMs), attributing it to a lack of new notes, following the directive of the CBN to only dispense new notes. 

Recall that the Central Bank of Nigeria mandated commercial banks to stop loading old naira notes in their ATMs, insisting that the apex bank has enough new notes to meet public demand. However, findings across major banks suggest a contrary view. 

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Also, POS agents have complained of a lack of access to new notes, which according to them is causing a strain on their business. They also added that customers have refused to collect old naira notes from them.  

POS agents who spoke to Nairametrics confirmed that they have not been able to access new naira notes from the ATMs and the banking hall.  

A POS agent stated that her bank only had old naira notes, which she declined since her customers already refuse to collect the old notes from her.  

With the 31st January 2023 deadline already around the corner, Nigerians are sceptical about accepting the old notes, following the insistence of the CBN to uphold the deadline. 

What bankers are saying: Some bankers who spoke to Nairametrics on Thursday, confirmed that they do not have new notes in their banks, and to avoid loading old notes inside the ATM, had to empty the machines. 

Another staff from a different bank also stated that they stopped dispensing cash from their ATMs in other to maintain the directive of the CBN while noting that they are short of new notes in their branch. 

CBN insist on no shifting: The Central Bank governor, Godwin Emefiele during the MPC briefing reiterated that the bank will not be shifting the 31st January deadline, urging Nigerians to ensure they deposit their old notes before next week Tuesday. 

  • According to the CBN tracker displayed on its website, the old naira note will become obsolete in four days and 7 hours. 
  • Traders are currently refusing to accept the old notes, which has caused a dilemma for Nigerians who are involved in petty trading. 

 


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Samuel Oyekanmi

Samuel Oyekanmi

For further inquiries about this article, contact: Email: samuel.oyekanmi@nairametrics.com Twitter: @OYEKANMISAMUEL Linkedln: Samuel Oyekanmi

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Comments 1

  1. Okhifo says:
    January 27, 2023 at 5:27 pm

    Esau’s hand but Jacob’s voice.
    There was currency change in 1984. How long did it take and nothing deleterious happened financially when the then government refused to extend the duration for the change despite the huge cry and calls for an extension. Every currency change anywhere in the world has an objective or objectives in mind. In the current change, Cbn has explained amongst other objectives: to rein in the very high Inflationary figure, and by PMB: in order to checkmate and stop politicians from having the resources to organise, recruit thugs for disruptive political objective during February 2023 and March 2023 elections.
    The hardship envisaged by the currency change will be less when compared with pains the nation will undergo when there are upheavals if the evil machinations of our politicians are not stop.
    It is in this context that one sees the grandstanding of the House of Representatives as the “hand of Esau but the voice of Jacob”. The politicians’ interests must not be allowed to override those of the nation.

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