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Cryptocurrency Customers Set to Enjoy Best Rates with Cordial Exchange

Cordial Exchange is a licensed Nigerian firm that enables the buying and selling of Bitcoin, Gift cards and others.

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Nigerians into cryptocurrency trading have something to be excited about as Cordial Exchange, a safe and reliable cryptocurrency platform with outstanding exchange rates  has officially launched in Africa.

Cordial Exchange is a licensed Nigerian firm that enables the buying and selling of Bitcoin, *Gift cards* and convenient exchange of foreign currencies with customers who have Payoneer and Perfect money wallets.

Speaking at an interactive session with the press during the launch recently, Business Manager of Cordial Exchange, David Adeleke, said, “We are excited to come on board to fill in the gaps in the modus operandi of the cryptocurrency business and management in Africa. Cordial exchange is here to enlighten everyone and help them see cryptocurrency as less of a foreign concept.”

Moving forward, the Business Manager affirmed confidence in the Cordial Exchange brand by saying, “When you visit the website, www.cordialexchange.com the first word you see is “WOW” we say that with so much confidence because we know what we offer to the public; our exchange rate, customer support system, security and speed at delivery are second to none. Our trendy platform serves as a hub for our esteemed clients to receive every relevant information and concept they feel they might lack with respect to owning and exploring Bitcoin, amongst other services. We have flexible wallets in place ready for all our users for easy transaction, and an all-round customer support system that will assist them if they need assistance.”

In current trends of the Cryptocurrency trading, Bitcoin is not only an edge against asset inflation but also serves as the first true and possibly “dominant digital monetary network.” Cordial Exchange seems like the go-to cryptocurrency platform that is here to stay. They have identified themselves to be more than a brand, but creators of opportunities, and problem solvers.

To begin your journey into the buying and selling of Bitcoin or Giftcards with the Cordial platform, at the best rates please click HERE.

NM Partners represent articles published in paid partnerships with corporate organisations. They include press releases, targeted content, and other forms of corporate communications on behalf of our Paid Partners.

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From worry to ease: How FundBae is helping young Nigerians meet their money goals

FundBae strives to make money management, both practical and emotionally fulfilling.

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In Nigeria today, data show that individuals have a high propensity to consume but a low tendency to save. High consumption simply means low savings and investments, which might be a function of the country’s economy typified by low incomes or poor salaries but could also be a reflection of a culture that doesn’t save or invest. Yet, low income should not be a reason not to save because savings and investments have the capacity to increase the quality of life, reduce risk and increase financial security.

In this context, FundBae simply provides savings and wealth management services targeted to the mass affluent and millennials via a well-designed, intuitive app. FundBae offers an easy-to-use application that offers flexible saving and higher interest rates on their savings offering up to 15% interest per annum relative to a traditional bank account.

Launched in November 2020, the money app has recorded over 7,500 users with over N200 million in transaction value. Users can simultaneously save, invest, and access loans at the most competitive interest rates.

The app empowers the users to maximize their happiness by saving, spending, and investing with their goals in mind.

Users have control over how much they save and earn depending on plans they opt for; a user can save and get interest paid every day that is easily accessible anytime. A user does not necessarily need to wait till maturity before accessing both interest and capital.

In a report released by the National Bureau of Statistics (NBS) titled “2019 Poverty and Inequality in Nigeria”, it states that 40 percent of Nigeria’s population, or almost 83 million people live below the country’s poverty line of 137,430 Naira ($381. 75) per year. It means that lots of Nigerians live below the poverty line not just because they have low incomes or poor salaries, but perhaps the inability to imbibe a savings and investment culture.

Co-Founder, Sola Adeyinka, CFA stated that FundBae was born out of a passion for helping individuals achieve their financial goals, efficiently and seamlessly. In his words, “We started FundBae, which is a holistic and integrated goal-based experience that serves the financial life of our customers over the short, medium, and long term. We understand the struggles our customers face, and for this reason that is why the FundBae experience empowers our customers with services, resources to help them find fulfilment and happiness with their finances. FundBae is about more than just taking charge of your money – it’s your plan for money happiness and financial goals”.

How Does FundBae Work?

Flexibility is a critical factor for FundBae. That is why the platforms allow the users to explore and choose from the available plans. The company has developed Android and iOS versions making it easily accessible for any user on any device usage. An individual can subscribe to any of the following plans:

  • FlexBae – a flexible savings account where a user earns interest on loose funds in as little as 24 hours, interests are paid daily, which is accessible freely within a specific duration. In this plan, users can access their interest from 8 am-4 pm on working days. The interest rate on the FlexBae plan is up to 12% per annum.
  • VaultLite – this plan enables a user to save consistently towards a particular financial goal. The interest rate for a user Vault account is up to 10% per annum.
  • VaultPlus – a fixed savings option that allows you to earn higher interest per annum. A user can decide to save for 3- 6 months or 2 years. The interest rate on your vault plus is up to 15% per annum. Interests are paid upfront.
  • Save2B – this is a savings plan where a user earns a high-interest rate and qualify for a loan of up to 200% of your savings after consistent savings for six months.

Looking Forward

FundBae strives to make money management, both practical and emotionally fulfilling. The challenge for many individuals is to break up their budgets into weekly allocations and develop a plan within their means and leave them feeling their needs are met. The FundBae founders are more focused on building a customer-centric product where users experience a modern banking experience based on goal setting and saving effortless, motivating, and even a little fun.

The Chief Operating Officer, Femi Darabidan, stated that “FundBae focuses on users to do more of what helps them master their money. “We will help achieve their goals by creating more personalized tools and experiences on the app for individual financial growth.”

The founders also stated that their target is to grow financial literacy for middle-class individuals and the millennials. To them, this will play a significant role in helping the users make reliable financial decisions. “We will create lots of avenues that will increase the financial literacy of our existing customers. We believe an individual can do their best to prepare for the future by getting their finances in order, no matter how much or how little they make.” Femi stated.

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Money is personal, so FundBae is too. What are your goals? FundBae will help you save for near-term goals and invest for those further in the future also saving for all the wonderful things you want to experience.

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For more details about FundBae, visit www.fundbae.ng

FundBae is also available on Play store and App Store, and on all social media @fundbaeng

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Fidelity restates support to small business as Enugu First Lady, ABCON commend bank

The webinar is part of concerted efforts to assist entrepreneurs unlock their full potentials and take their businesses to the next level of growth.

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Fidelity Bank Plc, top Nigerian lender has reaffirmed its commitment to enhancing the productivity and prosperity of Micro Small and Medium Enterprises (MSMEs) in the country by providing capacity building and advisory services, innovative funding options and other forms of relevant support that would significantly improve their overall contributions to national development.

Fidelity CEO, Mrs. Nneka Onyeali-Ikpe gave the assurance at the Fidelity SME National Capacity Building Webinar organized by the bank for entrepreneurs in Enugu State, in collaboration with the Enugu State Ministry of Trade and Commerce and the Enugu SME Centre; Small and Medium Enterprises Development Agency of Nigeria (SMEDAN); Nigeria Association of Small & Medium Enterprises (NASME) and Enugu Chamber of Commerce, Industry, Mines and Agriculture (ECCIMA).

The webinar which will take place across the country on a state-by-state basis, is part of concerted efforts to assist entrepreneurs across all sectors of the Nigerian economy develop requisite capacity to unlock their full potentials and take their businesses to the next level of growth.

Mrs. Onyeali-Ikpe who during her remarks on Wednesday provided insights into the bank’s unique approach to managing MSMEs, pointed out that SMEs which are businesses with less than N100m annual turnover contribute about 48 percent of national GDP, account for 96 percent of businesses and 84 percent of employment in Nigeria.

She noted that despite the significant contribution of SMEs to the Nigerian economy, challenges still persist that hinder the growth and development of the sector. Chief among these are funding, lack of infrastructure, poor management, low entrepreneurial skills, improper planning, poor digital skills, etc. The Fidelity CEO however noted that the webinar seeks to proffer appropriate solutions to these challenges in a very practicable manner.

“We have a dedicated SME Desk with innovative products and services to assist your business. Fidelity Bank, in partnership with various private and public institutions provides funding, business advisory services for all our customers. This webinar is an excellent opportunity to network, share information and deepen the SME sector in Enugu State”, she explained.

Themed “Funding and Financial Management”, the Enugu Edition had in attendance special guests including Mrs. Monica Ugwuanyi, First Lady, Enugu State, Sir Robert O. Anwatu, Managing Director/Chief Executive Officer, Roban Stores, and Mr. Chiedozie Atuegwu, Director, Michelle Laboratories Limited, amongst others.

In her remarks, Mrs. Ugwuanyi applauded the bank for its unrelenting support for MSMEs in Enugu State, stating that the Ifeanyi Ugwuanyi-led administration remained at the forefront of SME development in Nigeria as exemplified by its continuous investments in infrastructure deployment and provision of labor policy frameworks to further encourage investments.

Speaking in the same vein, President, Association of Bureau De Change Operators of Nigeria (ABCON) (ABCON) Dr. Aminu Gwadabe commended the bank for its sustained efforts at promoting MSMEs nationwide. Gwadabe noted that the bank had been very supportive to its 5,000 licensed members nationwide. “The Bureau De Change (BDC) does about N1.4trillion per annum. Fidelity Bank controls 60 percent of these transactions in the country”, he explained.

Whilst shedding light on the dynamics of the Bureau De Change sector, Dr, Gwadabe revealed that exchange rate stability was determined by the country’s SME structure. Given the immense potentials inherent in the nation’s MSME space, he said that the fledgling sector, if properly positioned, could assist the Central Bank of Nigeria (CBN) achieve its mandate on exchange rate stability.

Click here to watch the full webinar.

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