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How to Apply for Canadian Permanent Residency from Nigeria on Your Own

How to Apply for Canadian Permanent Residency from Nigeria on Your Own

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Live and work in Canada

We live in a world where we have many more opportunities today than we did yesterday. So many people can move, travel and build a life in a totally different place from where they were born. Some countries, like Canada, have impressive policies that allow skilled people to earn permits to live and work in Canada.

If you are educated and looking for a legal way to move yourself or your family to Canada to take a chance at a new path, these are the details on how to go about it. Of course, this article cannot cover every single aspect of immigrating to Canada. However, if you want to know more about the Express Entry process to move to Canada, this is for you.

There are many reliable agents who charge a hefty fee to help you through the process. However, you can complete it on your own from beginning to end. You don’t have to but you can. So, here you go!

[READ ALSO: Canada’s 2018 population growth consisted of 61% immigrants(Opens in a new browser tab)]

Step 1a – Take the quiz to find out if you are eligible

Cost: FREE

The quiz is simple and you can do it by yourself here. If you have not done a language test before, give yourself a hypothetical test score and fill out your other information. I recommend that you give yourself a test score lower than what you think you may get so you can gauge the amount of room you have to play around with.

Step 1b – Find out what your work NOC is

This is important because you can only claim work history in one NOC, which means that if you’ve jumped around from job description to job description, you will need to choose the one that you have the longest number of consistent years of work. It is okay if you’ve changed jobs, but as long as your jobs have all been in one NOC, they count. Find your NOC here.

Step 2 – Register for the language test – IELTS General, etc

Cost: USD208/CAD275/N75,000
Time Required: 2 to 3 months

If you are eligible based on the quiz above, the next step is to register for the language test. Everyone applying for Canadian PR has to take a language test to show proficiency in either French or English. You get bonus points if you can prove both! I recommend that you give yourself a two to three-month window to prepare for the language test. For most people, this is the only thing you have in your control. Your age isn’t going to change, your work history won’t change much and you may need a few years to get an additional degree. So, even though you have been speaking English all your life, IELTS General and others are standardised tests (yuck) and you have to know how they want you to answer the questions they ask you. The most common test for English Language is IELTS General (you cannot use IELTS Academic for immigration purposes) but it isn’t the only one. See the approved language tests for Canadian PR here. This is the official site to register for IELTS with British Council.

Here are practice tests to help you prepare for the IELTS General test. Do not take these practice guides for granted. They go a long way in ensuring you ace the test.

Step 3 – Prepare your documents for WES evaluation

Cost: from USD230/CAD305/N83,000
Time Required: 2 months 

Use the two or three months of IELTS preparation to also prepare your degree evaluation, so you can save time. Everyone who goes to school outside of Canada must go through this process. The Canadian IRCC has a list of certified organisations that can verify your degree and equate it with a Canadian one. The list of organisations can be found here. The most common on this side of the pond is WES. Basically, they need to say that your degree is equivalent to so-so-and-so degree in Canada.

You can decide to evaluate your most recent degree or all your degrees. The IRCC only requires your most recent degree (your highest degree), however, you need to figure out what works best for you. It is important to note that if you evaluate multiple degrees under one WES profile, it costs the same as evaluating only one degree. This is the process:

  • Register an account with WES here.
  • Fill out a profile and provide information about your degree(s). Please, make sure every detail is correct and you cross-check a couple of times.
  • Pay the evaluation fee of CAD220 and the courier fee of CAD85 (for them to ship your evaluation back to you). I recommend you pay the CAD85 courier fee instead of the CAD7 regular postage fee so that when your evaluation is returned, it is returned speedily and securely and doesn’t get stuck in the local post system. As soon as you pay, you will receive a unique WES Number.
    • Note: When you put in all your degree details, the WES system will automatically pull out the documents you are required to send to them for verification. For most countries, only transcripts are required. Unfortunately, those with Nigerian degrees are required to provide a whole lot more due to a number of people sending in falsified documents (Naija, why oh why?). This is where you need to decide whether to use only your higher degree if you have one from another country. List of requirements for Nigerian degrees:
      • Degree Certificate
      • Academic Transcripts
      • Final Secondary Examination Results
      • WAEC/NECO Scratch Card

The requirements were the same for everyone until late 2018 when they couldn’t take the number of fraudulent documents coming their way from Nigeria anymore. Too bad!

  • Apply for your transcripts and documents. If your school has a cut-throat process, all the more reason to ensure that you have enough time to go through this process. Also, remember to factor in the cost of requesting transcripts.
  • Send your required documents to WES. Make sure you follow all the instructions. All transcripts and documents must be sealed and signed or stamped across the seal fold of the envelope and every envelope must have your WES number on it. Courier shipping via DHL from Lagos to the WES Toronto office costs about $65 or CAD86 or N23,000.
  • Wait for WES to receive your documents and complete your verification. It takes 20 working days from when they receive all your required document for them to send you an evaluation report. This is the report that you need for your Canadian PR application.

Step 4 – Take your IELTS Test & Get Results

Time Required: 13 Days

Your speaking test will be on a different date from your writing, reading and listening tests. You will receive an email a few weeks to your test date with details of your speaking test (usually the speaking test is the same week as your main test date). All the other three tests will be on the day you chose when you registered. Give the test your best shot, keep calm and pick up your results two weeks later. You will be able to pick up your results 13 days after your main test date.

Step 5 – Create an Online Express Entry Profile

Now that you have your WES evaluation report and your language test results, you are ready to create an Express Entry profile. Real quick, use this tool to find out what your exact CRS Score will be. This time, you have the actual information and you can tell what your exact score will be. You don’t know what the cut off score will be but you can check what the cut-off for the last draw was (the week or two weeks before you check) here. That way, you have an idea whether you stand a high chance in the pool or not.

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This profile will close within 60 days of opening, that is if you do not submit, so try to complete it as soon as you can. You will be asked personal information, work history, test scores, degree details, etc. All these details will add up to give you a Comprehensive Ranking System (CRS) Score. Make sure you are truthful and consistent. As soon as you complete and cross-check your Express Entry profile, go ahead and submit it.

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You have officially joined the Express Entry Pool.

Step 6 – Wait for an Invitation to Apply (ITA)

Time Required: 1 Day to Indefinite…

Every two weeks, a draw is made from the pool of submitted Express Entry profiles. This draw is done to offer ITAs to candidates. An ITA basically says…’you can now begin the official application process for PR.’ The exact cut-off score is determined by the number of selections the committee plans to choose from that draw. For example, if they need 3,500 selections from that draw, they pick the highest 3,500 candidates in the pool on that date and the 3500th person’s score becomes the cut-off score. If there is a tie for the 3500th person, they use factors like date and time of submission to break the tie. Just as a guideline, the cut-off scores for January and February 2019 were as follows: 449 (Jan 9), 443 (Jan 23) and 438 (Jan 30). See the full list of cut-off scores here.

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If you are one of the top candidates, you can receive an ITA in the next draw from when you submit your profile. Technically, if you submit your profile today and the draw is tomorrow, you can get an ITA in one day. However, if your score falls short, you can stay in the pull and keep doing other things to improve your score. See a detailed explanation on ways to improve your score while you’re in the Express Entry pool. After 12 months, if you don’t get selected from the pool, it will expire and you will have to create a new one.

Also, while waiting for an ITA, you can register in the Job Bank and start looking for jobs.

Step 7 – Apply for Canadian Permanent Residency

Cost: USD785/CAD1,040/N282,600 per adult applicant and USD113/CAD150/N54,000 per dependent children.
Time Required: 6 months.

Now that you have been invited to apply, you will need to prepare your application and submit all your documents. It is important to note that your fee of CAD1,040 is split into CAD550 application fee and CAD490 right to permanent residence fee. If you do not successfully get PR, the CAD490 will be refunded to you. You only have 60 days to complete this application!

Documents Required:

  • Application Fee (see above)
  • Test Results
  • Academic Verification Report
  • Digital Photographs
  • Medical Examination: Every country has an approved list of panel physicians who can provide a medical examination. In Nigeria, there are three in Lagos and one in Abuja and the costs may vary slightly. See here to find their addresses and book an appointment.
  • Police Certificates: If you have lived in a country for more than 6 months in a row, within the last 10 years, you have to include police reports from each of those countries (including your home country, where you currently live). The cost of obtaining a police certificate will differ based on where you live and where you are requesting one from. See how to get a police certificate in each country.
  • Passport Biodata Page
  • Reference or Experience Work Letter: your former and current employers listed on your Express Entry Profile must all provide letters to prove your work history with them.
  • Proof of Funds: you must provide a letter from your bank vouching for the availability of funds required for relocation. These are the amount required for relocation:
    • 1 Family Member (you alone): CAD12,669 or N3.46 million.
    • 2 Family Members: CAD15,772 or N4.31 million.
    • 3 Family Members: CAD19,390 or N5.30 million.
    • 4 Family Members: CAD23,542 or N6.43 million.
    • 5 Family Members: CAD26,701 or N7.29 million.
    • 6 Family Members: CAD30,114 or N8.22 million.
    • 7 Family Members: CAD33,528 or N9.15 million.
    • For each additional family member: CAD3,414 or N932,000.
  • Other Documents: Depending on whether you have children, you are divorced, married, and so on, there is a host of other documents required including name change certificatebirth certificate of child(ren)marriage certificate, etc. Find the full details here.

Once you have all your complete documents, you will be able to fill out your application on the portal and upload scanned copies of all your documents. Make sure you follow the guidelines for clarity, size and resolution of all documents. You will also be able to make your payment.

Step 8 – Bio-metrics

At some point, you may be called to submit your bio metrics at a local embassy or VFS.

Step 9 – Wait and live your life!

According to the IRCC, 80% of all applicants receive a response within 6 months. Just spend 6 months worrying. Just go about your business. You can log into your profile from time to time to check what stage your application has reached. For some people, it comes in 2 months and for others, it takes 6! It doesn’t matter, just keep living your life.

Step 9 – Receive a PPR – Passport Request email – Ready for Visa

Once you get this letter, you can send in your passports. Your PR approval will also come with a deadline when you have to enter into Canada or else your PR will be invalidated. This is usually between 6 months to 1 year from the approval. You are ready to go!

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Funmi Oyatogun is a travel expert/consultant with TVP Adventure and also the owner/publisher of funmioyatogun.com. She is on Instagram @funmioyatogun.

29 Comments

29 Comments

  1. Jermaine Kobaro

    March 7, 2019 at 7:57 pm

    You’re simply good at what you do, Funmi. One word describes this article of yours – Perfection.

    Keep up the good work.

  2. OBINNA Enyinnaya

    March 10, 2019 at 1:47 pm

    This is awesome, very detailed and broken down for easy understanding

  3. Erica nneka Ehiosu Enoma

    March 21, 2019 at 6:37 pm

    What is it all about

    • Cathy

      April 3, 2019 at 8:44 pm

      Doesn’t the title say it all? Or isit that you cannot read or you did not understand it even after reading?

      • Kay

        November 1, 2019 at 7:56 pm

        Asin Ehn, what a dumb question, it’s for water….. Pfffff!!!

  4. Cathy

    April 3, 2019 at 8:44 pm

    Doesn’t the title say it all? Or isit that you cannot read or you did not understand it even after reading?

  5. Chas

    April 19, 2019 at 9:32 am

    Thanks for this piece of info. I am at the stage of writing my test and credential evaluation. Pls I’d like to ask if I have my wife and I with 3 kid, will have proof of fund of how much. Secondly, is it required I get reference letter from all my past employer or the most recent. Thank you.

    • Anonymous

      June 1, 2019 at 11:43 am

      7.29million naira!

  6. Meer hamza

    April 19, 2019 at 2:52 pm

    I love canada

  7. Gideon

    May 2, 2019 at 6:07 pm

    This is awesome. Very well detailed info… Thanks for your guidance.

  8. Ijeoma

    May 25, 2019 at 3:54 pm

    I rarely comment on anything on social media but after reading this, am amazed humans like you still exist. since the correct word is yet invented, i can only describe your article as simply- PERFECTION!. Remain blessed.

  9. noelle

    May 27, 2019 at 3:49 pm

    it so simple, thank you for your guidlines.please how can i contact yo u.

    • Pharm Jenny

      April 27, 2020 at 1:27 pm

      Was so helpful… Thanks alot!

    • elena

      February 27, 2021 at 9:38 pm

      me too please tell me how to contact you

  10. Christy

    May 29, 2019 at 5:15 pm

    Thanks a lot Funmi

  11. Prince Ekowa

    June 1, 2019 at 2:21 pm

    I want to get my permanent residence (PR) to Canada via PNP application.

  12. taiwo

    June 3, 2019 at 11:27 am

    thanks for your detailed explanation. please what about the provincial nominee program

  13. Ayinla suraju Adekunle

    June 25, 2019 at 4:58 am

    i want to get permanent residence , pls guid me on it

    • Alfred Akuki

      June 25, 2019 at 9:05 am

      Hi Ayinla, this article is a guide, follow every step stated.

  14. Yemi adeyemi

    September 28, 2019 at 8:40 am

    Talk later

  15. Chris

    September 28, 2019 at 10:44 pm

    Dear Funmi, kind hearted and selfless people like yon are rare. May your days be long.

  16. Abimbola Opaleye

    October 7, 2019 at 7:42 pm

    pls am using my SSCE NECO result as my highest qualification and my Skill work vocational hand on certificate (electronics technician) to apply for the task B level on the Atlantic high skilled program…. Pls do I still need to evaluate my NECO result…

  17. Ayomide Rufai

    October 10, 2019 at 9:04 pm

    Is it compulsory that I have a degree before I apply for a residence visa to Canada ? What if I just have my save as my highest qualification and I can get involved in any vocational or handwork available

  18. Anonymous

    November 3, 2019 at 12:07 am

    Wow!… Perfectly written article.

  19. Ben.

    November 3, 2019 at 3:07 am

    How to Apply for Canadian Permanent Residency from Nigeria on Your Own.

    If you want to travel to the abroad (obodo oyinbo). If you want to go and live in the obodo.
    If you want to go live and work in a place called Canada.

    I hope it’s very clear now. You understand abi?

    Only problem is that people who don’t read will very rearly pass the English test.

    • Obi nkechi joy

      January 8, 2020 at 10:20 am

      Absolutely right, how can I get a permanent residence to Canada for myself and husband,my husband has (NAB-TECH) result on (automobile engineering) and I have a bsc on economics.

  20. Ifeoluwa Titilope

    March 6, 2020 at 11:56 am

    Noted.i now understood

  21. Chidinma Obinna

    March 15, 2020 at 11:00 pm

    As polytechnic graduate, are u to present both the National Diploma (ND)transcript and the Higher National Diploma (HND)transcript…..

  22. Anonymous

    March 3, 2021 at 1:19 pm

    Check out this institute for better understanding of IELTS COURSE

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Blurb

Nigerian Breweries leveraging, but stacking cash through rising input costs

The marathon continues for Nigerian Breweries with its 2020 financials.

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Humanity might need more booze to survive the increasingly daunting intricacies of life, but Nigerian Breweries 2020 financial statement is proof that even the best can get caught up in the reality of changing business lifecycles.

Nigerian Breweries Plc had floored the market providing both alcoholic and non-alcoholic premium quality beverages across the nation. But with brands like Star lager beer launched as far back as 1949, Gulder lager beer launched in 1970, and even the family-friendly Maltina introduced as far back as 1976, it is only natural that both the old and new generation competition gives them a run for their market share.

Much like other old money companies, Nigerian Breweries has done its bit to remain relevant in the industry from creating new variants of existing favoured brands to paying dividends consistently annually for the past few years. Yet within the same period, the company’s financial statements have been a testament to its streamlined market share and reducing profits. The marathon continues with its 2020 financials. The industry giant may as well be setting itself up for a debt quagmire peradventure its projections do not match the true reality of events.

READ: How COVID-19 has changed Nigeria’s consumer goods & industrial markets –KPMG

2020 financials: A tale of higher costs & larger debts

2020’s unfavourable financial/ business environment led to the increase in the prices of raw materials and disruptions in logistics for many Nigerian-domiciled businesses including Nigerian Breweries. Raw materials and consumables witnessed a 17% increase despite the marginal growth in revenue.

While the group’s 2020 results revealed a 4.35% increase in revenue from N323 billion in the prior year to around N337 billion, these gains were curtailed by a higher-than-par increase in cost of sales which had risen by 13.9%, from the N191.8 billion expended in 2019 to N218.4 billion as its 2020 financials reveal and interest rates going way up.

READ: Flour Mills and its diverse challenges

The company’s lower operating expenses were not enough to salvage the disruption caused by the raging interest expense following increased charges paid on bank loans and overdraft facilities as well as the significant increase in overall debt. Between 2019 and 2020 alone, long term loans and borrowings increased by 974% from N4.8 billion to as much as N51.8 billion. Even trade and other long term payables increased by 35%.

In its financials, the company noted that it has revolving credit facilities with five Nigerian banks to finance its working capital. The approved limit of the loan with each of the banks range from ₦6 billion to ₦15 billion (total of ₦66 billion) and each of the agreements had been signed in 2016 with a tenor of five years. The Company had also obtained Capital and Working capital finance from the BoI in 2019.

READ: Manufacturing sector in Nigeria and the reality of a “new normal”

It is no news that the company is involved in diversified lease arrangements. Following reclassifications made in 2019 to some of its lease assets, the 2020 asset base also witnessed significant increase in Right of Use Assets which increased by 288%% from N11.1 billion to N42.9 billion. Yet, the fact that in one year, interest expense on Lease Liabilities rose from N19.7 million in 2019 and to a whopping N4.171 billion shows that the company is taking way more debt than its books require.

But what’s it using all the cash for?

Beyond rising material costs, borrowing costs have been huge and the annual interest payment by virtue of these loans make the possibility of higher profits for the company a mirage. That said, the overall increase in total liabilities might not have been such a bad idea if the funds were being used to increase revenue and profits. But having a huge chunk of all that money in cash creates a different kind of challenge. Cash and bank values in its statement of financial position significantly increased by 377% from N6.4 billion in 2019 to N30.4 billion in 2020.

Is the cash being held to mitigate possible challenges of the volatile economy or are they being used to pay dividends? Even at a share price of N52 per share, the company’s price-to-book value sits at 2.5816, testament of its dire overvaluation. Consequently, there is an ardent need for the company to come up with newer ways to attract the wider market and keep its book in the green with a little less external funding.

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Secret behind MTN’s blistering performance

Despite COVID-19 disruptions, MTN Nigeria’s 2020 financials showed marked improvements compared to its 2019-year-end.

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NCC, MTN’s parent company faults regulator’s recommendation for data price reduction, MTN Nigeria reacts to poor internet as network issues go beyond Nigeria 

MTN Nigeria Communications Plc (MTN Nigeria) released its audited financial results for the financial year ended December 31, 2020.

Despite a challenging 2020 to individuals and businesses caused by COVID-19 disruptions, MTN Nigeria’s financial and non-financial information showed marked improvements compared to its 2019-year-end as well as prior quarters of 2020 results that were impacted by the COVID-19 pandemic.

Indeed, the evolving pandemic which intensified lockdown, remote working, and work-from-home procedures, appeared to have led to increased adoption of MTN Nigeria data and digital services.

Specifically, year-on-year on non-financial information, mobile subscribers increased by 12.2 million to 76.5 million; active data users increased by 7.4 million to 32,6 million while the company’s mobile money business continued to accelerate with a 269.2 % increase in the number of registered agents to over 395,000 and 4.7 million active subscribers from approximately 553,000 in 2019.

Year-on-year on financial information, service revenue increased by 14.7 % to NGN1.3 trillion driven principally by voice (with revenue growth of 5.9 %) and data revenues (rising by 52.2 % led by increased data use and traffic); profit before tax (PBT) grew by 2.6 % to N298.9 billion; profit after tax (PAT) increased by 0.9 % to N205.21 billion; while Earnings per share (EPS) rose by 0.9 % to N10.1 (N9.93, 2019).

Nonetheless, significant increases were noted in its operating expenditure as well as capital expenditure. First, there was a 2.3 % increase in operating expenses arising from the rollout of new sites and the impact of naira currency depreciation affecting the costs of MTN Nigeria lease contracts. Secondly, EBITDA margin declined by 2.5 %age points to 50.9 % (from 53.4 % in 2019) There were also other significant cost rises including a 25.4 % increase in net finance cost, and 19.4 % increase in capital expenditure which had a 11.7 % knock-on increase in depreciation and amortization costs.

On the back of the year-end result, MTN Nigeria has proposed a final dividend per share (DPS) of N5.90 kobo per share to be paid out of distributable income and brings the total dividend for the year to N9.40 kobo per share, representing an increase of 18.7 %. MTN Nigeria paid N4.97 as final dividend for the year ended December 31, 2019. This was in addition to an interim dividend of N2.95, which brought its total 2019 dividend to N7.92 per share.

The proposed dividend implies a yield of 3.4%. Having paid an interim dividend of NGN3.50 in 2020, the proposed dividend, if approved, will bring the total dividend per share to NGN9.40 or c.19% higher compared with 2019.  We expect a positive reaction from the market due to the marked improvement in earnings. However, the market’s reaction may be dampened by negative investor sentiments on equities arising from the uptick in yields on fixed-income securities.

We expect that the introduction of additional customer registration requirements requiring subscriber records are updated with respective National Identity Numbers (NIN), and the continued suspension of the sale and activation of new SIM cards will affect subscriber growth.

MTNN share price remains unchanged at the end of trading yesterday at N174 per share.


 

Tade Fadare PhD, is an economist, and a professionally qualified accountant, banker and stockbroker. He has significant experience working or consulting for financial institutions in Europe, North America, and Africa.

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