Are you chronically late to shop for gifts — even for very important occasions in your life? Like, Valentine’s Day? And even for the most important types of gifts, like gifts for your bae, husband, wife or even yourself?
Well, luckily for you, Page Financials has got you covered with these last-minute shopping ideas for Valentine.
While we do not encourage letting important things wait till the last minute, we understand that sometimes, things don’t just add up especially economically.
Well, that is what inspired this post, and we don’t only have the gift ideas, we also have tips on how to get the emergency funds to buy the gifts for the ones you love.
A bit about Page Financials
Page Financials is a leading financial institution in Nigeria that is well known for providing her diverse range of customers with top-notch financial services like;
- Quick loans of between N200k to N5M in less than 3 hours
- Competitive investment plans
- Secure and convenient digital payment platform that charges ₦0 for ALL transfers and bill payments.
With Page Financials, you can go on with your life, shop all you want, travel all you can, live freely and happily knowing that when it’s Time To Pay for the things that matter to you, Page is a call away.
You can reach Page on 016317243 or send an email to [email protected] Valentine is a season of love, and there are several ways we can show love. Even if you have already sorted out your gift or planned out your treat for your loved one, we’re sure that after reading this post, you will be more confident and equipped to make the magic happen.
With the help of experts, we’ve carefully though-out these gifts’ ideas, feel free to grab the offers because no one will ever know that you even procrastinated.
So, short on time and money but not on love and class? Here’s what you can do.
An Exclusive Couple’s Picnic & Boat Cruise
One fascinating thing about this year’s valentine day is that it’s happening on a Friday, that means after work, you can go ahead and parté after parté.
An exclusive couple’s picnic is one way you can maximize the valentine-weekend to catch enough fun with your spouse; doing that over an exclusive boat cruise is a perfect coalesce of love and romance.
Depending on your choice of boat cruise service provider, (a Google search will reveal many), lovebirds can cruise round the Lagos waterways, sailing and sightseeing en-route Lagos yacht club, Marina, CMS, Nigeria Port Authority, Snake Island etc. with refreshment and games on board.
If you’re thinking of doing something out of the regular with moderate spending, this exclusive treat will blow your spouse’s mind away (well, and yours too).
Feel the love In Paris
Not everyone has the balls to want to make love on the moon like Teni, but who doesn’t want to experience love in the city of love – Paris?
Well, we all want it, and in fact, your partner wants it too.
There’s no better place to spend Valentine’s day than the city of Love. A trip to Paris combined with lodging in a place like the legendary Hôtel Plaza Athénée’s is the recipe for an amazing celebration.
Just send your partner the travel itinerary and watch them scream for joy, thank us later, and you’re welcome in advance.
If you are low on funds right now, don’t sweat it, as long as you are a salary earner in Lagos and Ibadan, you can get a quick loan of between ₦200k and ₦5 Million in less than 3 hours from Page Financials.
A romantic weekend at a luxurious hotel In Lagos
Waking up to the sunset and the clear view of the ocean is as romantic as romance could be.
With breakfast in bed, exclusive spa sessions, local and continental dishes, sparkling wine and Champagne, all-round pampering from the hotel attendants; your partner will not forget the experience in a hurry – if at all ever.
Without travelling out of Nigeria, there are a couple of cozy Hotels in Lagos where you can get these 5-star experiences, the likes of The George Hotel, Eko Hotel & Suites, Radisson blue, Oriental Hotel, Sheraton Hotel, Intercontinental Hotel, and a few others.
These hotels were specifically built to meet the high taste of businesses and professionals like you who once in a while would take a break from work and have an unforgettable experience.
Spend the whole Val-weekend with your partner in these places and submerge yourselves in this presidential experience, and your valentine is about to get ticked as one of the best of all times for you both.
Get a gift as classy as your partner
There’s something we do subconsciously when buying gifts; we try to buy something that matches our admiration and respect for the person receiving the gift.
And that is what you should do this valentine. Get your partner something that can be likened to their class. You know them and what they would like? It’s time to express your love via gifts, and Valentine is a perfect season to do that.
A typical question you can ask yourself when buying a gift, which will help you decide on what to buy is;
“If my partner was a watch (for instance, say you want to buy a watch), which watch will he/she be?”
The answer will come from the kind of watches your partner already wears or at least something that best describes their taste and class.
- Is he/she a Gucci person? Get them a Gucci Watch, Gucci Bag, or Gucci anything
- Is he/she a Rolex person? Get them a Rolex watch instead.
- How about an 18-karat gold necklace that makes your bae stand out? Go for it.
- If he already uses a Patek Phillipe, that’s most probably what he will love as a valentine gift.
This strategy can be repeated for any item you want to buy; clothing, shoes, phones etc.
The idea is not just to give regular gifts or just give gifts for gifting sakes, the goal is to gift something that stands out and makes your partner feel classic and valued for what they truly are, get a gift that connects with your partner and watch the love soar.
We know these items are not exactly the kind of items you just accidentally buy, it takes determination, so much care, and a budget to go for class, and because you are a luxury brand, we want to make sure that you do not miss making your mark this valentine.
So, what do you do now that the love is there, the class is there, but you are short on cash?
Take a Quick Loan with Page
Taking a loan to finance the lifestyle you desire is not new at all, what is new is that Page Financials has made the process painless and super-fast.
Now, as long as you are a salary earner in Lagos or Ibadan, you can apply for a loan and get the funds disbursed to you in less than 3 hours (if you qualify).
Page customers can apply for between ₦200k and ₦5 Million and use the money to do whatever they wish.
To apply for a Page loan, you need to visit the application portal and begin your application process, everything happens online so you can apply right now from your office or even your bedroom.
Our system has been designed to handle the entire application and approval process online so that you can spend less time worrying about getting the money and focus on what you are going to do with the money.
Page has an amazing customer service team that works 24/7 so you are sure that you will get support when you need it.
You can reach Page on phone by calling 016317243 or sending an email to [email protected] for questions or further clarifications needed.
Mr. Eazi, Nigerian music sensation, makes Glo-powered African Voices
Mr. Eazi will be telling viewers how his music traversed Nigeria to Ghana.
Nigerian songwriter and music entrepreneur, Oluwatosin Ajibade, popularly known by the stage name, Mr. Eazi, will this week grace African Voices Changemakers, a personality magazine programme of the Cable News Network (CNN) sponsored by telecommunications service giant, Globacom.
Born July 19, 1991, in Port Harcourt, Nigeria, the 29-year-old read Mechanical Engineering at the Kwame Nkrumah University of Science and Technology, Kumasi, Ghana, from where he began his musical career in 2012 with his rhythm and blues single entitled “Pipi Dance”.
The single garnered huge traction online culminating in more high-profile recordings for him. These included “Skin Tight” which featured Efya in 2015. This gave rise to further collaborations with other notable artistes including Ghanaian R&B star, Sarkodie; Lil Kesh, and Burna Boy who are both successful Nigerian music merchants.
In 2017, Mr. Eazi released the mixtape, Life Is Eazi, Vol. 1: Accra to Lagos, which featured guest appearances by Big Lean, Tekno, Phyno, DJ Cuppy, and others. The album contained singles like “Leg Over” and “Tilapia” which became instant hits with music lovers across the African continent.
He will be telling viewers how his music traversed Nigeria to Ghana leading to him pioneering Banku music which is a rare fusion of Ghanaian highlife and Nigerian chord progressions and rhythms.
African Voices Changemakers will be on DSTV Channel 401 on Saturday at 9.00 p.m. and on Sunday at 4.30 a.m., 7.30 a.m., 12.30 p.m. and 7.30 p.m. The programme will be repeated on Monday at 5.30 a.m.
7 fundamental reasons to buy LeornadobySujimoto now
In Building the Leonardo, we also wanted to understand the market direction and maximise investors’ gratification.
The Leonardo’s 2 Bedroom is currently selling for N200million, the 3 Bedroom is N250million and 4 Bedroom is for N300million.
In terms of pricing, the most expensive 4 Bedroom Apartments today in Nigeria are in Bourdillon and Eko Atlantic and their prices ranges from $935,000 to $3.5millon which is about N420million to N1.5 Billion, while a 4 Bedroom at the LeonardoBySujimoto is selling for N300million for Now! Our 2 Bedroom that is selling now at N200million will sell for N350million when we launch in October, and sell for $1.2m when completed. (We have researched the best, but what we are building beats the best).
For Leonardo, we have decided to go all out, creating a building that from foundation to Chandeliers, your only experience will be luxury.
State-of-the-art features and facilities such as Full Home Automation, Kohler kitchen, 3 Metres Doors, Duravit’s Phillip Stark and Zaha Hadid’s Award-winning Sanitary Wares , Simone Saragoni’s Technogym, Olympic size pool, Minimart, Mini Clinic, Hair salon, Interactive Lobby like a 5-star hotel, Tennis Court, Squash Court, Imax Cinema, Indoor Virtual Golf, Luxury Spa, Bar & Lounge and lots more.
We are not boasting but no other building will compete with Leonardo, not anywhere in Nigeria, not even in Africa (Please hold us by these words).
When we started Sujimoto, we adopted 2 fundamental principles – QUALITY AND INTEGRITY. 5 years ago, we promised that the MediciBySujimoto will come wrapped in Marble, today not one marble has fallen off! We promised that the Medici will come with Duravit Sanitary wares, not just regular Duravit, but the limited edition, designed by Phillip Stark. We promised that our gym will come with Simone Saragoni’s Technogym 5 years ago, and today, the MediciBySujimoto project is still one of the best building in Ikoyi!
3. Investment ROI:
No one can carry your house from Banana Island to Ibadan!
The Leonardo promises 400% returns on investment and we have proof for it. With the Leonardo, you can buy, resell and make 400% ROI in 2 years. You can also buy and do a short let rental that can guarantee you between N30million to N60million Naira annually.
You can also buy a unit, make use of it whenever you are in LAGOS and put it up for short let whenever it is not in use. Please note that if you want a long term rental, Sujimoto has signed a rental agreement with top multinationals and other companies that will rent the Leonardo, immediately it is completed. Now, with treasury bills at 3% per annum, and volatility in Stocks and Bonds, everyone between the ages of 35 and 60 are choosing real estate as the safest investment option, putting LeonardoBySujimoto as the first option.
People say why Leonardo Da Vinci, I say why not? We have studied the Iconic master of art – the Leonardo Da Vinci, whose work outlives the 16th century, finding relevance even in the 21st century; studying him and coming up with this design is to remind us that what we are building will not only be aesthetically different but iconic in character.
It will be the first building in the world to have more than 1000 art pieces, hanging in every corner, reminding the residence and their visitors of the artistic genius and creativity that goes into the creation of Leonardo project.
Dubbed as the most affluent neighbourhood in Africa, Banana Island houses the 1% of the 1% ultra-wealthy in Nigeria, making it the richest square metre in Africa. Banana Island is also home to the ultra-wealthy few such as the Adenugas, MDs of Multinationals, Executive Directors, HNIs, Billionaires Businessmen, and Music Entrepreneur – Davido, to mention a few. Imagine jogging in the evening and seeing Davido taking a stroll with his pet.
Aside from the fact that lands are limited in Banana Island, leading to an increase in the value of the space, Banana Island has been described by Forbes Africa as the 2nd safest place in Nigeria, second only to Aso Rock. This luxury location is perfect for those who value security and those who are thinking of ROI as the value of properties in Banana Island keep rising. Lekki and Victoria Island are all great locations, but Banana Island’s value has remained and increased more than 100% over the last 18 months.
If your neighbour is a Vulcaniser, the possibility of you selling Car tyres is very high, but what happens if you live in a building that houses 1% of the 1% ultra-wealthy Nigerians?
The Leonardo is only for the vital few! We have confidentiality codes, because our KYC system allows like-minded people, from MDs of IOCs to ultra-high net worth individuals, to be the caliber of people you will find at the Leonardo, you can call us ”success racist” it’s ok.
We might not be the Emmar Groups of Dubai, the Candy Brothers that built One Hyde Park in London, or Arthur Zeckendorf of New York City, but we are Sujimoto and ‘we no dey carry last’. We don’t do things for immediate gratification, but for value creation.
In Building the Leonardo, we didn’t only carry out research on architecture or location, we also wanted to understand the market direction and maximise investors’ gratification. We spoke with developers and tenants, landlords and their neighbours; understood the pains of residence and their deepest desires, armed with this information, we set out to build what will not only compete with the best buildings in Africa but the best in the world!
As COVID-19 ravages the world and businesses, our prayers and thoughts are with everyone who have lost a loved one and every business that have been affected by this pandemic. We have turned our pains to gains and remained positive, ever winning because the hype is real!
Building financial competence with an Annual Savings plan
This fund could be savings towards a vacation, property purchase, rent, retirement, school fees, investments.
To be financially competent means to possess the knowledge necessary to allow an individual make informed and effective decisions with all of their financial resources. In improving your financial competence, utilising an annual savings plan can help in achieving your life goals. The primary principles of financial literacy include learning how to budget, track spending, effectively pay off debt, and properly plan for retirement.
An annual savings plan involves deciding how much money you would like to have saved at the end of the year, choosing a bank account for that purpose and making weekly or monthly contributions to that account to meet that annual target. For example, if you would like to have N300,000 saved by the end of December, you could decide to save about N5800 every week or N25,000 every month.
This fund could be savings towards a vacation, property purchase, rent, retirement, school fees, investments or other pursuits. An annual savings plan isn’t an emergency fund (an emergency fund is a stash of money set aside to cover unexpected and urgent financial requirements), this savings plan allows you build your net worth and have a good base to start an investment portfolio.
It is important to keep a record of the target amount to be met, how often money should be deposited and how much should be deposited at every interval. Equally important is choosing the right kind of account to save it in. The account to be used for your annual savings plan should be one designed specifically to save towards a set goal, like UBA’s Target Account, which accrues credit interest on your savings and gives incentives for self-control.
The importance of saving money cannot be understated. With so many proven benefits, saving money is one of the best financial habits you can adopt and with continuous practice it can help you develop financial competence.
About the Author
Gloria Kafui Agbomadzi writes about useful tips for balanced living. Her writings are based on real life experiences and research. She also writes on diverse topics including finance, education, health and lot more.