Technology has transformed banking and presently customers can perform as many functions as they want on their mobile devices without visiting banking halls. With the advent of the USSD (Unstructured Supplementary Service Data) banking, customers can carry out banking transactions on their mobile phones using a short code. USSD banking has gained increasing prominence as banks seek to diversify their income, and customers adopt it due to convenience and ease of service.
Listed below are ways to check your bank account balances for different banks;
Access Bank
Dial 9015# and enter the last four digits of your BVN PIN to see your account balance.
First Bank
Dial 8940#; enter a four digit Personal Identification Number (PIN) linked to your debit card; create a five digit PIN, and the registration is complete. After the registration you can check your account balance
UBA
Dial 91900# and enter your 4-digit PIN
GTB
Dial 7376*1#; you will be asked to enter the last four digits of your GTB debit card.
Zenith Bank
Dial 96600#.
Diamond Bank
Dial 710556*PIN# on your phone.
Another alternative is to dial 0700-300-0000, press 1 to see your account balance option and then insert your 16-digit number followed by the # key. You will be asked to enter a 4-digit self service code which would have been sent to you h from registration. You will have to change the 4-digit code to a 4-digit PIN of your choice to check your account balance.
Fidelity Bank
Simply dial *770# on your phone.
Ecobank
Dial 3260#.
FCMB
Dial 322214*0#
Sterling Bank
Dial 8226*account number#
Keystone Bank
Keystone Bank account holders should dial 322082# for MTN, Airtel and Etisalat subscribers, while Glo subscribers should dial 085082#.
Union Bank
You will have to register your number by dialing 389032#, and then text BAL to 20123
Unity Bank
Dial 389215# and enter your 4-digit PIN
Skye Bank
Dial *833# and follow the on-screen command.
Stanbic IBTC
Dial *909#.
Note that the USSD service makes banking services available across all GSM networks, on any type of handset or device; iPhone, android, blackberry and other smaller devices and requires no internet service connection.
Great tips! I had no idea I could check my account balance so easily on my phone. The step-by-step guide really helped me navigate my banking app. Thanks for sharing!
Great tips! I always use my banking app to check my balance, but I never thought about using SMS alerts. That can really help when I’m on the go. Thanks for sharing!