Financial Literacy

Articles and analysis on Financial Literacy from a Nigerian perspective

Valentine’s Day

Impress on a budget: Don’t break hearts or the bank this Thursday

REMEMBER: Don't break hearts or the bank this Thursday!
Valentine's day business ideas

Businesses that will profit from Valentine’s Day

Valentine's day, a day when many people exchange romantic gifts with their lovers is fast approaching.
MMM Ponzi Scheme

Sad reason why Nigerians keep falling prey to Ponzi Schemes

This explains why Ponzi Schemes continue to popular in the country, despite the disappointment aftermaths often associated with it.
Cryptocurrency

This is how Cryptocurrency works

Cryptocurrencies are decentralised, encrypted digital assets that may be exchanged over a public ledger and verified through a process known as mining.
Customer service, customer satisfaction, brand loyalty

why customer service is the new marketing strategy for your brand

All these companies pay out for customer service because they believe that it pays off. And it does.
Cryptocurrencies, Blockchain

7 interesting uses of cryptocurrencies & blockchain

Anyone even slightly aware of cryptocurrency has heard of the myriad ways it could make them wealthy overnight.
How to save money in 2019

How to Save More In 2019

2018 has come and gone and some of us are still wondering what we did with all the money we got in 2018.
Budgeting

Have you prepared your 2019 budget yet?

Budgeting is the process of creating and following an explicit plan for spending and investing the resources available to you.
Shopping on a budget

How you can shop on a budget this Christmas season

A visit to some of the major shopping hotspots in Lagos, revealed just how much Nigerians are willing to splash money all in the name of Christmas
C&I Leasing Plc, Nigerian Stock Exchange, NSE, Suspension

How does the capital restructuring of C&I Leasing affect me as a shareholder?

Following the proposed and ongoing capital restructuring and the subsequent suspension of trading on the shares of C&I Leasing Plc,

Differences between an Angel Investor and a Venture Capitalist explained!

Venture capitalists tend to have financial management or professional investment backgrounds, while angels tend to be former or current entrepreneurs.
Severance package

What you should not do when you just receive a severance package

Through the experiences of people who have squandered their severance packages and those who made very good use of it, we provide you a step by step guide.
How young Nigerians invest

Exclusive: A look at how young Nigerians invest their money nowadays 

As his phone finally buzzed with the notification of his salary payment, John pondered whether to stick to his investment plans or cheat for the last time. 
Investment options for salary earners - bank loan

Investment options for the salary earners

Since salary is assumed to be the only source of income for the salaried, it is advisable that such an individual fortify himself financially before investing.
Nigerian Equity Market

Market/economic insight: the weekly brief ( November 5th – 9th 2018)

The performance of the Nigerian Equity Market returned bullish last week with the index (NSE ASI) up by 0.23% WTD to close at an index level of 32,200.21 and Market capitalization of N11.76 trillion.
pension

PenCom releases guidelines on voluntary contribution under the contributory pension scheme

The National Pension Commission (PenCom) recently released guidelines (the Guidelines) to provide clarity on voluntary contributions (VCs) under the Contributory Pension Scheme (CPS).
Investing

Understanding dirty vs clean price in bond investing

Most Nigerian bonds quoted on FMDQ website are priced or quoted clean.

Eurobonds in Nigeria: What they are and how to invest in them

eurobonds are bonds that are denominated in a currency other than that of the issuer.
Nigerian-stocks

Understanding stock trading orders

Stock investing is so different from going to the market to buy groceries or electronics.
Investing in stocks Photo by Mark Finn on Unsplash

Why do I need an insurance

5 years ago, one Saturday morning, I climbed a 27 feet ladder to clean the gutters on the roof of our house after the...
Treasury bills, mutual funds, retirement funds

How I Would Invest My Mother’s Retirement Funds

After weighing all the pros and cons, this is how I have decided to invest her money.
i-invest nairametrics

What You Should Know About i-invest, the First Treasury Bills App In West Africa

Nairametrics has received a whole lot of mails pertaining to Sterling Bank's I-invest app.
Nigerian Stock Exchange

Difference Between Trade & Settlement Dates

This is where the disparity between the trade and settlement date occurs.
Nigerian Stock Exchange

What You Need To Know About The Term “Basis Point (BPS)”

It is typically used to express differences in interest rates of less than 1% per year.
Nigerian stocks

How To Cut Your Losses in a Bearish Market

Consult an investment advisor or broker before taking investment decisions.

What the terms ‘Capital Gains’ and ‘Investment Income’ mean

The terms Capital Gains and Investment Income are explained via clear and easy to understand illustrations.
Conglomerate

What is a Conglomerate?

A conglomerate is a large corporation that has a controlling interest in several smaller companies.

How to Know If It’s A Ponzi Scheme

If it is too good to be true then it really isn't true!
monetise your hobbies

These are ways you can monetise your hobbies

If you play your cards right, there’s a chance that you can monetize it.
NAICOM, Bancassurance, Microfinance banks, Guinea Insurance

How Nigerian insurance companies invest customers’ premiums

Insurance companies operate by pooling risks amongst a large number of policyholders.

Popular

Canada invited 3,357 Express Entry candidates with scores as low as 300

Canada invited 3,357 Express Entry Candidates with scores as low as 300

Canadian province, Alberta, has issued a total of 3,357 invitations to apply for a provincial nomination for Canadian Permanent Residency (PR) to Express Entry candidates with Comprehensive Ranking System scores as low as 300.
Nigerian Aviation Unions

FG explains why it plans to demolish and rebuild the MMIA in Lagos

FG has explained the underlining reasons for the planned demolition and rebuilding of the 40-year-old Murtala Muhammed International Airport in Lagos.
Gas cylinders, Ibe Kachikwu

Federal Government to stop ownership of gas cylinders by consumers

By this new policy by @AsoRock, LPG consumers are not longer allowed to own gas cylinder.