Nigeria’s banking sector is undergoing a digital renaissance, driven by a generation of tech-savvy executives who are reshaping how financial services are delivered across the country.
From artificial intelligence to blockchain-based security, these leaders are pioneering solutions that make banking more inclusive, efficient, and customer-centric.
At the heart of this transformation are digital executives who blend deep technical expertise with strategic vision.
Their work spans mobile banking, payment gateways, biometric verification, and fintech partnerships, all aimed at building a resilient and future-ready financial ecosystem.
As Nigeria pushes toward a deeper financial inclusion, these innovators are setting the pace.
Here are 10 standout digital leaders whose contributions are redefining the Nigerian banking experience
Olayinka Oni is a veteran technology executive with nearly 30 years of experience in Nigeria’s financial and tech sectors. Currently serving as Executive Director and Chief Operating Officer at Sterling Financial Holdings Company, he also holds the role of Chief Digital Officer, spearheading the bank’s digital transformation.
Under Oni’s leadership, Sterling’s OneBank app has surpassed one million downloads with a 3.9 user rating, offering a fully digital banking experience. Users can open accounts instantly, transfer funds, pay bills, invest, and access loans—all without visiting a physical branch. The app’s zero transfer charges and business-friendly features make it a favorite among entrepreneurs and digital natives.
Sterling Bank has also adopted SeaBaaS (Secure, Efficient, Agile Banking as a Service), its new advanced core banking system, utilizing cutting-edge technologies such as microservices architecture, cloud-native infrastructure, open APIs, and AI-driven analytics.
Oni graduated from the University of Ilorin with a degree in Agricultural Economics. His strategic vision continues to shape Sterling’s reputation as a forward-thinking institution committed to customer empowerment through technology.
