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GTBank Apps: Enabling customers to transact with ease

GTBank stands out, spreading its tentacles across the digital space through two mobile apps: GTBank mobile app and GTWorld.

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GTBank Apps: Enabling customers to transact with ease

Bank services have gone beyond brick and mortar into fitting right in the pocket of customers, thanks to technology advancement. In this era of digital banking, some banks are still clinging unto a one-directional route, despite the opportunities offered by technology to ease bank transactions.

They might have joined the digital age, but their customers still have limited options to bank on. However, GTBank is proving one road doesn’t lead to the market.

This is where GTBank stands out, spreading its tentacles across the digital space through two mobile apps: GTBank mobile app and GTWorld, just to ensure its customers are well covered and not left hanging for a minute.

GTBank Apps: Enabling customers to transact with ease

You wonder why this matters? Customer behaviour is changing. Gradually, customers are tilting towards the new innovation of technology: mobile apps. From physical structure to USSD code to internet banking (but who still uses this though?), now banks and their services are just an app away because customers are beginning to find filling paperwork or typing several numbers uncomfortable.

[READ MORE: GTBank launches Beta Health, expands access to health insurance for low-income Nigerians)

This change birthed banking app in the financial industry, with banks releasing their app products to meet this need. But for app lovers, ask yourself, if your bank’s app experiences a downtime, is there a backup or substitute? And if there is, then you are a GTBank customer.

To drive the point home, while other banks depend on one mobile app each, GTBank provides two: GTBank mobile app and GTWorld, giving its customers options during downtime, and ensuring transactions continue without a hitch.

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GTBank covering all angles: GTBank mobile app and GTWorld can be swapped for each other as they offer same services, which means when one is not available, the other serves as a backup without any glitch in service.

With the two mobile apps, GTBank account holders can make transactions of all kinds, from fund transfers to bill payment, to airtime and data bundle purchase, school payment, confirming and managing your cheques, requesting for account statement, blocking your lost or stolen card, as well as sports & gaming. Customers are also alerted to new features through the In-App messages, get quick tips and promotional offers; all on both apps.

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READ MORE: AfDB moves to boost fashion SMEs, launches digital marketplace

In addition to the essence of these apps, a non-GTBank account holder can use GTBank Mobile Money – which can be switched to from the GTBank mobile app – to make payment and transfer money to family and friends, by just registering your phone number, which will serve as your Wallet ID (account number).

You can also request for Quick Credit through the apps without having to visit any GTBank branch in Nigeria. Whether you are a salary earner or self-employed, you can get cash to the tune of N5 million at an interest rate of 1.33% on the GTBank apps.

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Amazing stuff right? That shows how much GTBank is utilising the potential of technology – expanding its functionality to enable its customers experience seamless transactions.

READ ALSO: Paga partners Flutterwave, links users to international merchants

You can carry these bank services with you wherever you go by just downloading GTBank mobile app and GTWorld on Google Playstore or Apple Store. And if you wish to own a GTBank account, you can open one on the apps.

"NM Partners" represent articles published in partnerships with Corporate Organisations, Government and Non-Governmental Institutions, and other stakeholders seeking to publish content on Nairametrics. Content includes Press Releases, Targeted content, and other forms of corporate communications targeted at our readers. Some of these content are paid for.

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    Audiomack partners Slum2School to support the education of students from underserved communities

    These funds will go towards supporting 38 learners with tablets in the virtual learning program.

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    Moving music forward means empowering the next generation of creatives. In that spirit, Audiomack will be donating $5000 USD worth of tablets and headsets that will support the Slum2School initiative in Africa, which is a volunteer-driven development organization empowering underserved children in slums and remote communities with quality education, entrepreneurial skills, and psychosocial support to enable them to realize their full potential and become social reformers.

    These funds will go towards supporting 38 learners with tablets in the virtual learning program which was designed to combat the impact of COVID-19 on education in disadvantaged communities in Nigeria.

    Speaking about the initiative, Charlotte Bwana, Head of Business Development and Media Partnerships for Audiomack Africa reiterated Audiomack’s commitment to empowering its host communities. She said, “While the Coronavirus pandemic has impacted all aspects of our lives including the education sector, we recognize the increased gap on children from underprivileged communities as they are unable to access quality education and learning materials. This donation demonstrates our efforts to bridge this gap because we are committed to fostering a world where everyone has the opportunity to learn and prosper.”

    Also commenting, Otto Orondaam, Founder of Slum2School Africa said, “We are glad to collaborate with Audiomack who shares in our vision to transform the society by empowering underserved children in slums and remote communities with quality education. We also call on individuals and organizations to support this cause and help make an impact in Nigeria’s educational development”.

    This donation comes on the heels of Audiomack donating to Girls Who Listen and Pretty Girls Sweat for Women’s History Month.

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    Dangote: Cement price from our factories is between N2,450 and N2,510 per bag, VAT inclusive

    …says Nigeria price is in line with or lower than prices across the West African coast.

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    Management of Dangote Cement Plc has clarified that the price of a bag of cement from its factories and plants across Nigeria (as at 12th April, 2021) is N2,450 in Obajana and Gboko, and N2,510 in Ibese inclusive of VAT. The clarification was made in view of recent insinuations that the company sells cement in Nigeria at significantly higher prices relative to other countries, particularly Ghana and Zambia.

    Dangote’s Group Executive Director, Strategy, Portfolio Development & Capital Projects, Devakumar Edwin revealed that, while a bag of Cement sells for an equivalent of $5.1, including VAT in Nigeria, it sells for $7.2 in Ghana and $5.95 in Zambia ex-factory, inclusive of all taxes. He said that though the company has direct control over its ex-factory prices, it cannot control the ultimate price of cement when it gets to the market. He advised that it is important to distinguish Dangote’s ex-factory prices from prices at which retailers sell cement in the market.

    READ: Dangote Cement pays N1.1 trillion in dividends in 5 years.

    He, therefore, frowned at intentional misinformation or demarketing, allegedly sponsored by some individuals, that Dangote sells its cement at higher prices in Nigeria relative to other African countries at the expense of Nigerians. He described the allegation as false, misleading, and unfounded, while giving the media persons present at the press conference copies of invoices from Nigeria and some other African countries (Cameroun, Ghana, Sierra Leone, Zambia), and urging them to conduct independent investigations on the price of cement across the West African coast.

    Edwin further explained that while Dangote cement has 60% share of the market, other companies have the remaining 40%. DCP has no control over neither the prices charged by other cement manufacturers nor the prices charged by retailers in the markets.

    READ: Dangote Cement joins MTN in the trillion-naira club, as 2020 revenue surpassed N1 trillion

    He further explained that “Demand for cement has risen globally as a fallout of the COVID crisis. Nigeria is no exception as a combination of monetary policy changes and low returns from the capital market has resulted in a significant increase in construction activity. To ensure that we meet local demand, we had to suspend exports from our recently commissioned export terminals, thereby foregoing dollar earnings. We also had to reactivate our 4.5m ton capacity Gboko Plant which was closed 4 years ago and run it at a higher cost all in a bid to guarantee that we meet demand and keep the price of Cement within control in the country.”

    READ: Dangote Cement considers debt funding options under 300 billion bond issuance programme

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    He said: “Over the past 15 months, our production costs have gone up significantly. About 50% of our costs are linked to USD so the cost of critical components like: gas, gypsum, bags, and spare parts; has increased significantly due to devaluation of the Naira and VAT increase. Despite this, DCP has not increased ex-factory prices since December 2019 till date while prices of most other building materials have gone up significantly. We have only adjusted our transport rates to account for higher costs of diesel, spare parts, tyres, and truck replacement. Still, we charge our customers only N300 – 350 per bag for deliveries within a 1,200km radius. We have been responsible enough not to even attempt to cash in on the recent rise in demand to increase prices so far.” 

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