CATEGORY: FINANCIAL LITERACY

What the Terms Capital Gains and Investment Income Mean

What the Terms Capital Gains and Investment Income Mean

The terms Capital Gains and Investment Income are explained via clear and easy to understand...


A-Z Of Investing In Bitcoins From Nigeria

A-Z Of Investing In Bitcoins From Nigeria

Finally, a Nairametrics take on the world's leading Crypto...


Nigeria’s Excess Dividend Tax Explained

Nigeria’s Excess Dividend Tax Explained

It is typical for companies in a particular year, to pay dividends out of retained earnings and/or current year profits. But it could come...



Who gets what? VAT and WHT Deductions From Invoice Explained

Who gets what? VAT and WHT Deductions From Invoice Explained

Let's explain this once and for...


Who is a Custodian?

Who is a Custodian?

When you think of a custodian in layman’s terms, you think of someone who has responsibility for taking care of or protecting something. In...


What is a Coupon Rate?

What is a Coupon Rate?

Bonds are issued by governments and companies to raise money to finance their operations or for capital projects. When an investor buys a bond,...


What is Credit Rating?

What is Credit Rating?

A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their...


What is a Conglomerate?

What is a Conglomerate?

A conglomerate is a large corporation that has a controlling interest in several smaller...


Who is a Market Maker and how they influence stock prices. 

Who is a Market Maker and how they influence stock prices. 

The term Market Making is the act of entering bid and offer prices in the automated trading system for a specified security under the...


Conditions For Nigerian Pension Funds (PFA) To Invest In Shares

Conditions For Nigerian Pension Funds (PFA) To Invest In Shares

The Pension Reform Act of 2014 allows Pension Fund Administrators (PFA’s) to invest funds in companies listed in the Nigerian Stock Exchange or any...


Bellwether Stocks In Nigeria And What It Means

Bellwether Stocks In Nigeria And What It Means

Bellwether stocks are key stocks that serve as a gauge of general market performance or general economic performance. Investors view these stocks as key...


How To Know When Nigeria’s Economy Is In A Recession

How To Know When Nigeria’s Economy Is In A Recession

The Gross Domestic Product (GDP) of an economy is the value of goods and services produced in an economy like Nigeria. GDP is basically...


What It Means To Delist A Company

What It Means To Delist A Company

The Term “Delisting” is the removal of a security from the official list of a stock exchange on which the company trades. Reasons Why...


What The Term “Blue Chip Company” Means

What The Term “Blue Chip Company” Means

Here are the Features of a Blue Chip Company Blue chip companies are widely known for good financial performance, product acceptance, high quality management...


The Steps FIRS Takes Before It Seals Your Office For Not Paying Tax

The Steps FIRS Takes Before It Seals Your Office For Not Paying Tax

The Federal Inland Revenue has made it clear to businesses in Nigeria that it has serious about tackling tax evasion. Since the new Chairman...


Difference Between Trade & Settlement Dates

What The Terms T+1, T+2, T+3 Mean & Difference Between Trade and Settlement Date   In the financial world, time is money, so when...


Why Companies Issue Commercial Papers

When you invest in a commercial paper, you purchase at a discount to receive the full value at...


What You Need To Know About The Term “Basis Point”

What You Need To Know About The Term “Basis Point”

In Finance, a basis point is a unit that is equal to 1/100th of 1%, and is used to denote the change in a financial...


Investing & Gambling: Differences and Where They Intersect

Investing & Gambling: Differences and Where They Intersect

An investment is a sacrifice of current money or other resources for future benefits. There are numerous avenues of investments available, such as bank...


How Per Capita Income Of A Country Is Calculated

How Per Capita Income Of A Country Is Calculated

Per capita income measures the average income earned per person in a given area (city, region, country, etc.) in a specified year. It is...


Keywords To Selling Faster Online

Keywords To Selling Faster Online

Everyone is becoming tech savvy. Businesses are going online. Being in front of a computer in a 9-5 job environment doesn’t guarantee all the...


Here’s How To Determine Your  Net Worth

Here’s How To Determine Your Net Worth

A typical discussion amongst guys during a regular hangout, most especially after a few drinks is on the financial status of successful Nigerians. After...


Force Majeure: What This Term Means

Force Majeure: What This Term Means

I am so sure most readers have heard these words Force majeure being used by oil companies over and over when trouble looms, but...


Contractors Must Be Tax Compliant Before They Get Paid – Buhari

Contractors Must Be Tax Compliant Before They Get Paid – Buhari

Any contractor that is unable to present evidence of tax payment to the Federal Inland Revenue Service (FIRS) will henceforth not be paid by...


Difference Between Interim Dividend and Final Dividend

Difference Between Interim Dividend and Final Dividend

Companies at the end of a reporting period may choose to declare dividends to its shareholders as part of the distribution of profits that...


REVEALED: This Is The Man Who Created Bitcoins

REVEALED: This Is The Man Who Created Bitcoins

Craig Wright who Gizmodo and Wired reported as the man behind digital currency, Bitcoins had finally confirmed to the world that he indeed is...


Why You Should Not Invest Like Warren Buffet

Why You Should Not Invest Like Warren Buffet

  Warren Buffet is one of the richest men in the world and is also one of the most talked about, respected and followed...


Difference Between Fixed Deposit and Treasury Bills

Difference Between Fixed Deposit and Treasury Bills

A Fixed Deposit is a type of short-term financial investments sold by banks to its depositors. A depositor invests in a fixed deposit when...


How To Explain Why You Left Your Old Job

How To Explain Why You Left Your Old Job

  A friend of mine was very crossed with himself following an interview he just attended. After doing so well answering questions ranging from...


These Poor Investment Decisions Can Ruin Your Savings

On this blog I preach a lot about investing. It is a habit everyone must inculcate and nurture as route to financial freedom. However,...