CATEGORY: FINANCIAL LITERACY

What you should know about blue chip stocks

What you should know about blue chip stocks

The Nigerian Stock market has returned over 35% year to date and is the toast of both foreign and local investors. In a bullish...


What is money laundering?

What is money laundering?

Money laundering is the process of making money obtained from illegitimate means appear to have been earned in legally. It can also be defined...


20 terms to get you up to speed with the bond market

20 terms to get you up to speed with the bond market

If you are new to bonds and the bond market then these 20 terms should quickly get you up to speed. Auction This is...



Inflation rate, rise and fall explained

Inflation rate, rise and fall explained

This article is written to help explain the confusion that arises with the characterization of inflation rate as a rise of fall. Whenever the...


8 stock market terms you can add to your knowledge this week

8 stock market terms you can add to your knowledge this week

There are many Nigerians who are interested in participating in the stock market, trading shares and making profits. For many, though, their inability to...


Difference between Clean and Dirty Price of a Bond

Difference between Clean and Dirty Price of a Bond

In fixed income markets, traders think of bonds in terms of clean and dirty prices, and this is how bond prices are quoted. Clean...


This explains the difference between an Emerging Market and a Frontier Market

This explains the difference between an Emerging Market and a Frontier Market

Emerging Markets An emerging market economy is a nation’s economy that is investing in more productive capacity and are progressing toward becoming advanced, as...


This is a “back to school” explanation of FGN Bonds

This is a “back to school” explanation of FGN Bonds

The tough economic situation in the country has impacted on the private sector so much that laying people off is now so common that...


What the CBN’s Monetary Policy Committee does and how it affects you

What the CBN’s Monetary Policy Committee does and how it affects you

  Often times, we wonder what the Monetary Policy Committee (MPC) does, who makes up the committee, and how the outcome of its quarterly...


You must know these terms if you want to own a bank account in Nigeria

You must know these terms if you want to own a bank account in Nigeria

Every industry has its own terms that only members of the profession are conversant with. The banking industry is no exception. However, since their...


This is why Nigerian companies are rushing to right issue

This is why Nigerian companies are rushing to right issue

A rights issue is an invitation to existing shareholders to purchase additional new shares in the company. Rights  issues give existing shareholders the option...


Watch your step: These 3 habits are startup-killers

Watch your step: These 3 habits are startup-killers

Having the willpower to start a business from scratch and build it into something valuable is no easy task. This is attested to by...


These Nigerians have perfected smart ways of owning a house without a mortgage

These Nigerians have perfected smart ways of owning a house without a mortgage

One of the heaviest recurrent expenses of a family is rent. However, in Nigeria, paying rent is almost an inevitability until that pot of...


Step by step guide on how to secure your e-dividends before the December 31st deadline

Step by step guide on how to secure your e-dividends before the December 31st deadline

Shareholders in the country who are yet to fill electronic dividend forms have been given a few months as extra time , as the...


These are the 3 safest investments in Nigeria today.

These are the 3 safest investments in Nigeria today.

Investing in Nigeria has become riskier and full of uncertainty as the country battles its worst economic crisis in about 2 decades.  With hyper...


Another 3 Risks to note when investing in cryptocurrencies

Another 3 Risks to note when investing in cryptocurrencies

The whole world seems to be a buzz with crypto talk, and Nigeria is not left out. Ponzi schemes now promise fabulous returns from...


Perennial broke friends have these 6 habits

Perennial broke friends have these 6 habits

These are dire times in Nigeria’s economy, needless to repeat. However, dire or not, as individuals, we continue to seek ways to improve our...


Explained: What is a HMO?

Explained: What is a HMO?

An HMOis an acronym for a “Health Maintenance Organisation” in Nigeria. They are companies mandated solely to manage the provision of health care services...


Regulatory and compliance requirements every business owner in Nigeria must know

Regulatory and compliance requirements every business owner in Nigeria must know

Businesses operating in Nigeria are increasingly being regulated as the Government strives to promote good corporate governance and best practices. To ensure your business...


5 post retirement ideas you should share with your parents

5 post retirement ideas you should share with your parents

It’s about that time when your folks have to readjust to a new phase in life- retirement. After several decades of working, it’s about...


How Diaspora Bonds Work

How Diaspora Bonds Work

Nigeria’s Finance Minister, Kemi Adeosun recently revealed the Federal Governments (FG) plans to launch a $300 million diaspora bond bid in March 2017. So...


Difference between FGN Savings and Treasury Bills

Difference between FGN Savings and Treasury Bills

Before now the retail investors in Nigeria who wanted to invest in risk free short-term dated interested yielding securities could only invest in treasury...


Cryptocurrency: 6 risks you need to know about

Cryptocurrency: 6 risks you need to know about

If you have investing about N1 million in bitcoins in January this year, chances are that the investing will be worth about N2.6 million...


Tax certificate collection and the 5 other online services the FIRS has introduced

Tax certificate collection and the 5 other online services the FIRS has introduced

The Federal Inland Revenue Service (FIRS) has upgraded its web platform and as such has introduced some 6 new electronic solutions Nigerians can make...


Chart of the day: Bitcoin history from zero to $2,700 and why it could hit $6000

Chart of the day: Bitcoin history from zero to $2,700 and why it could hit $6000

The chart above reveals the growth trajectory of bitcoin since it came into existence in 2010. Bitcoins has now returned a massive 2700% in...


Reps have waded into N12 billion cryptocurrency mess

Reps have waded into N12 billion cryptocurrency mess

What cryptocurrency can lead...


How to obtain an Income Tax Clearance Certificate for your company

How to obtain an Income Tax Clearance Certificate for your company

In this article I am going to take you through a practical way of obtaining a tax clearance certificate from the Federal Inland Revenue...


INVESTING TIPS – When to Buy or Sell Stocks

INVESTING TIPS – When to Buy or Sell Stocks

Nairametrics| Whilst there is no sure way to determining when to buy and sell stocks several ideas and methodologies used by reputable investors all...


Taxation of entertainers and sportsmen in Nigeria – What, how and where?

Taxation of entertainers and sportsmen in Nigeria – What, how and where?

Nairametrics| It is trite that around the world, entertainers and sportsmen are some of the highest paid individuals. Their sources of income are vast,...


World Bank Is Asking FG to Increase Taxes in Order to Service Debts

World Bank Is Asking FG to Increase Taxes in Order to Service Debts

Will Nigerians take that...