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How to organize a budget wedding with N100,000

The average Nigerian man who is eligible for marriage, usually gives financial constraints  as the first reason for delaying his dreams of getting settled. Truly, it cannot be denied that this is the number one barrier to most partners walking down the aisle, because once the barrier is broken, all other minor items usually fall in place.



  • A budget wedding hardly comes to mind when you dream of your wedding day
  • However, as they say, with love, all things are possible.
  • If you are facing financial challenges and still want to get married to your lover then this article is for you.
  • Money should not be a barrier to tying the knot with your loved one.
  • As such, this article will show you how to organize your wedding with as little as N100,000.

 What Nigerians do/Wedding funds drive

These days,  people ‘tax’ everyone they know when they want to get married. Your financial contribution to the preparations becomes a MUST. I was minding my business ‘jeje-ly’, when I received a call from an ex neighbor who called to tell me that he was getting married. I was really happy at the news and congratulated him.


Get this; he was calling to get my contribution not to invite me to his wedding. I was miffed! I wasn’t there when you met your girlfriend (a lady like me), neither was I present when you got down on your knee and proposed to your wife-to-be in a highbrow restaurant. So why should I be a financier for your impending nuptials? I’m sure many people have their stories concerning the compulsory donation.

I once attended a wedding reception five years ago in Benin City, Edo State and witnessed a funny, somewhat interesting spectacle during the ceremony. As the couple sat on the beautifully decorated chair facing the guests in the spacious hall, I observed tears running down the groom’s eyes. I thought it was tears of joy, but later found out that the reverse was the case. He was crying when he saw the huge number of people trooping into the hall.

[READ ALSO: What can you do for side hustle as a banker?(Opens in a new browser tab)]

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He told me that the number of people he had invited was based on his budget but was surprised when more than 200 people were already inside the hall at the time. Fraught with a lot of unexplained emotions, the groom broke down and cried. Tears flowed freely from his eyes as he wondered  how to get additional refreshments for the uninvited guests.

Current situation

The average Nigerian man who is eligible for marriage, usually gives financial constraints  as the first reason for delaying his dreams of getting settled. Truly, it cannot be denied that this is the number one barrier to most partners walking down the aisle, because once the barrier is broken, all other minor items usually fall in place.

I had to ask someone who had weathered the storm and gotten married within his means and he (Clement) had this to say:

”When I was planning to get married in 2005, things were so difficult and I had less than N50,000 in my savings account. My wife, out of concern asked me a few months to our wedding whether it won’t be wise for us to postpone the event based on the unavailability of funds. I categorically told her ‘No!’, because I was determined to see it through. Funds came from unusual sources and the wedding was conducted successfully. I celebrated my 12th year anniversary last Sunday and the marriage is blessed with three lovely kids.”

Planning a Nigerian wedding with N100,000

The truth is that one can achieve whatever one sets his/her heart to achieve as long as the determination is there. The question I asked myself yesterday while pondering on this subject was, “Is it really possible to organize a wedding on a tight budget of N100, 000?” The answer is a definite YES and I am going to explain how it can be done soon enough.


The biting economic situation in the country notwithstanding, Nigerians still create enough room for themselves when it comes to the issue of exchanging marital vows. One may ask: “How do they do it?” It is not difficult to achieve as long as one draws a decent budget based on the funds available. There is clearly no need to be extravagant when the resources are not really available.


The major items that consume most marriage budget are foods, drinks, clothing, reception venue, photography/video and music and Invitation cards The good news is that it is possible to cut down costs on these items and achieve the target of using N100, 000 to organize your dream wedding. The only condition is to stick religiously to the budget and avoid last-minute adjustments no matter the pressure.

Steps to planning a N100,000 wedding

The Guests

The first step in ensuring that  you stay within the chosen budget is limiting the number of guests you intend to invite for the wedding reception. For the purpose of this budget, we shall stick to inviting 100 guests including families, colleagues and friends. The higher the number of guests invited, the higher the expenses that will be incurred. Entry into the reception venue should be strictly by invitation. This will curb the number of uninvited guests to the program.

Food – Cook by yourself

Talking about food, rice is the favorite item used in entertaining guests in most weddings. Whether fried rice, jollof rice, white rice or coconut rice, people still enjoy eating it in most wedding programs. To start with, ensure that you go for just half a bag of rice for the event and this will cost about N9,000. This should be able to go round the 100 invited guests. All that is needed is for those serving, to measure the quantity of rice served.


Another important ingredient in most wedding programs is the meat. We shall be going for 2 cartons of frozen chicken which can be gotten at the rate of N12,000 each amounting to a total of N24,000. The chicken should be cut into about 120 pieces so it can go round each of the 100 invited guests. The reason for the additional 20 pieces is to allow for shortfalls when frying and serving.

Groundnut oil –  is needed for frying and also for preparing the rice. We shall be going for 4 litres of groundnut oil for the purpose of the budget. This will cost about N2,200 in the open market and it should be enough for all the frying and also for the rice. Ensure judicious use of it to avoid wastage.

A big can of tinned tomatoes costs about N1000, while fresh pepper and tomatoes worth N2,000 including ingredients (to spice the rice and meat) worth N2,000 should be enough to settle the food area. One thing to be taken note of is strict monitoring of those doing the cooking, because it is common to see women sneaking food items, especially fried meat home after cooking. That is a sad reality of the times we are in and proper monitoring will close those loopholes and ensure that the items are enough for the food to be prepared.

Drinks – go hand in hand with food in every marriage program. Since we are on a very tight budget, we shall be sticking to soft drinks alone. Of course people will complain, but it’s your occasion and you do what you have to do based on your budget, not what pleases people. The fact remains that if you bring in a truck load of assorted drinks, people will still complain about not getting enough to drink, so stick to soft drinks.

We shall be going for five crates of assorted soft drinks like Coke, Fanta and Sprite at the rate of N1350 per crate. This will give us a total of N6,750. You cannot do without water, so we shall go for 5 bags of sachet water at a total cost of N500. There should be 6 bottles of water at a cost of N600 for those at the high table.

The wedding attires

This can be tricky, considering how much attention women give to wedding gowns. But this is a wedding on a very tight budget so we have to be realistic. There is no need to make a new wedding gown for the bride. Just go for a rented gown which can be gotten for between N10,000 and N20,000 depending who you are renting from.

We will advise using that of a relative or close friend as wedding gowns are often worn once. If you have the looks, then you can even borrow from a fashion designer looking for good photo-ops to sell their wedding gowns.

The bride’s shoe and makeup are other important things to spend money on. A budget of N5,000 to N7,000 should make this work.

Left for us, the groom will have to look at his wardrobe and get his best jacket. If they are not good enough, then you can also borrow from a close friend or relative. Ties, shoes and other accessories are things you already own, so no need to fuss.

Jewelry – Wedding rings are probably the biggest challenge for newly weds. But since this is a tight budget, we will assume this as a symbolic gesture. For this purpose, we can go for cheap rings. Look, no one needs to know except you and your bride. When you have money, you can always change your rings and life goes on.

The Wedding cake

Wedding cake is a common feature in most wedding receptions and a moderate one which can be baked and decorated at the cost of N10,000, will be decent enough for the occasion.


To cut costs further, it is needful to hold the wedding reception within the church premises to avoid paying huge fees for rented halls. Most churches allow couples to use their church premises as long as they keep it clean after use. All that will be needed is renting canopies and chairs at the cost of about N5,000. If your church doesn’t have premises or hall then you can use that of a friend.

Invitation cards

Thoughts about printing invitation cards should be discarded. You should opt for  using bulk SMS. This won’t cost more than N500 at most. You can also design a single invitation card and send via email to invited guests at a moderate cost of say N500. This will no doubt help to ensure you stay within your stipulated budget.

The not so mandatory

Most Nigerian weddings require that you share souvenirs in exchange for gift items. For you, this is not mandatory as you are on a tight budget. Presenting souvenirs to guests is optional, depending on the purse of the couple involved.

Another item you can skip paying for us hiring a Hiring of a DJ and getting a photographer/ video man to cover the occasion. Being a small family sized get together wedding, all you need to do is get a friend to lend you a sound system loud enough to get people to dance as well as operate a mic. Most people will fall over themselves to be the DJ of the day for free.

Getting a photographer to cover the event is not also mandatory. These days, mobile phones do an amazing job at keeping memories. Besides, most people take pictures as a hobby and what you need to do is to find someone who will gladly do this for you for free. This will likely be a family friend, who won’t demand cash from you, as they already know that you are on a tight budget.

Here is a breakdown of the above mentioned costs:


Yes, We can!

Planning a wedding can be stressful and costly if strict budgeting is not adhered to. It will be nice to see both families of  the couple come together to rejoice with their loved ones, but even better if the couple do not go out of their way to incur unnecessary expenses all in the name of pleasing friends and families that would grace their wedding ceremony. The above budget is just a guide that is practically implementable. All that is needed is the boldness to go ahead to do it.

Have a blissful wedding!



Chacha Wabara-Ogbobine is a Legal practitioner with over 9years post call experience. A research Consultant, professional writer and a blogger at heart,owner of four thriving websites with well over 10years of experience. Totally in love with keeping fit and coaching weight loss enthusiasts. I love my quiet time, being with my kids, watching TV series for hours on end.



  1. Prince Abraham

    January 8, 2020 at 1:16 pm

    This is wonderful. Please if you are in Lagos, i would like you to handle my upcoming event. Thank you.

  2. Lucky Johnson

    February 24, 2020 at 10:40 pm

    I’m short of words!
    Thanks for this refreshing post…

  3. Bliss

    April 8, 2020 at 12:30 pm

    Wow..with this weddings will be done at ease.

  4. David

    April 10, 2020 at 10:55 am

    Wao! This is really great. The thought of financing a wedding as weaken me and I don’t want to get married via pregnancy. Thanks a lot I pray my spouse understands

  5. Samuel Akpan

    April 12, 2020 at 7:53 am

    Thanks a lot. Most times the thought of wedding always scares the hell out of me and it’s not because of anything other than finance for the wedding….And it is really making my girlfriend feel I am not ready for commitment…And at times family and friends always complicate things with their unnecessary demands

  6. Motunrayo

    April 28, 2020 at 11:58 am

    This is a life saver
    I reali appreciate you

    Thank a bunch

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Covid-19 Update in Nigeria

On the 4th of June 2020, 350 new confirmed cases and 8 deaths were recorded in Nigeria bringing the total confirmed cases recorded in the country to 11,516.



COVID-19: FCMB reschedule operations

The spread of novel Corona Virus Disease (COVID-19) in Nigeria continues to rise as the latest statistics provided by the Nigeria Centre for Disease Control reveal Nigeria now has 11,516 confirmed cases.

On the 4th of June 2020, 350 new confirmed cases and 8 deaths were recorded in Nigeria.


To date, 11516 cases have been confirmed, 3535 cases have been discharged and 323 deaths have been recorded in 35 states and the Federal Capital Territory having carried out 71,336 tests.

Covid-19 Case Updates- 4th June 2020

  • Total Number of Cases – 11,516
  • Total Number Discharged – 3,535
  • Total Deaths – 323
  • Total Tests Carried out – 71,336

The 350 new cases were reported from 20 states- Lagos (102), Ogun (34), FCT (29), Borno (26), Kaduna (23), Rivers (21), Kwara (16), Ebonyi (17), Katsina (14), Edo (10), Delta (10), Kano (10), Bauchi (10), Bayelsa (9), Imo (8), Plateau (4), Ondo (3), Nasarawa (2), Gombe (1), Oyo (1).

READ ALSO: COVID-19: Western diplomats warn of disease explosion, poor handling by government

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The latest numbers bring Lagos state total confirmed cases to 5542, followed by Kano (970), Abuja at 792, Katsina (385), Edo (351), Borno (322), Kaduna (320), Oyo (318), Ogun (316), Rivers (290), Jigawa (274),  Bauchi (256),  Gombe (170), Kwara (127).

Delta State has recorded 116 cases, Sokoto (115), Plateau (113), Nasarawa (90), Ebonyi (80), Zamfara (76),  Yobe (52), Osun and Imo (47), Akwa Ibom (45), Adamawa (42), Niger (41), Ondo (36),  Kebbi  (33), Bayelsa (30), Ekiti (25), Enugu (24), Taraba (18), Abia (15), Benue (13), Anambra (12), while Kogi state has recorded only 3 cases.

Lock Down and Curfew

In a move to combat the spread of the pandemic disease, President Muhammadu Buhari directed the cessation of all movements in Lagos and the FCT for an initial period of 14 days, which took effect from 11 pm on Monday, 30th March 2020.

The movement restriction, which was extended by another two-weeks period, has been partially put on hold with some businesses commencing operations from May 4. On April 27th, 2020, President Muhammadu Buhari declared an overnight curfew from 8 pm to 6 am across the country, as part of new measures to contain the spread of the COVID-19. This comes along with the phased and gradual easing of lockdown measures in FCT, Lagos, and Ogun States, which took effect from Saturday, 2nd May 2020, at 9 am.



READ ALSO: Bill Gates says Trump’s WHO funding suspension is dangerous

DateConfirmed caseNew casesTotal deathsNew deathsTotal recoveryActive casesCritical cases
June 4, 2020115163503238353576467
June 3, 2020111663483151332975227
June 2, 20201081924131415323972667
June 1, 20201057841629912312271579
May 31, 20201016230728714300768687
May 30, 2020985555327312285667267
May 29, 202093023872612269763447
May 28, 202089151822595259260647
May 27, 202087333892545250159787
May 26, 2020834427624916238557107
May 25, 202080682292337231155247
May 24, 202078393132265226353607
May 23, 202075262652210217451317
May 22, 2020726124522110200750337
May 21, 2020701633921111190748987
May 20, 202066772842008184046377
May 19, 202064012261921173444757
May 18, 202061752161919164443407
May 17, 202059593881826159441837
May 16, 202056211761765147239737
May 15, 202054452881713132039544
May 14, 202051621931683118038154
May 13, 202049711841646107037374
May 12, 20204787146158695936704
May 11, 202046412421521090235894
May 10, 202043992481421777834794
May 9, 202041512391271174532784
May 8, 202039123861181067931154
May 7, 20203526381108460128184
May 6, 20203145195104553425071
May 5, 2020295014899548123704
May 4, 2020280224594641722912
May 3, 2020255817088240020702
May 2, 20202388220861735119522
May 1, 20202170238691035117512
April 30, 2020193220459731715562
April 29, 2020172819652730713692
April 28, 2020153219545425512322
April 27, 20201337644102559942
April 26, 20201273914152399942
April 25, 20201182873632229252
April 24, 202010951143312088552
April 23, 20209811083231977532
April 22, 2020873912931976482
April 21, 20207821172631975602
April 20, 2020665382311884662
April 19, 2020627862221704362
April 18, 2020541482021663562
April 17, 2020493511841593172
April 16, 2020442351311522772
April 15, 2020407341211282672
April 14, 202037330111992632
April 13, 202034320100912422
April 12, 20203235100852282
April 11, 202031813103702382
April 10, 20203051770582402
April 9, 20202881471512302
April 8, 20202742260442262
April 7, 20202541661442042
April 6, 2020238650351982
April 5, 20202321851331942
April 4, 2020214540251850
April 3, 20202092542251800
April 2, 20201841020201620
April 1, 2020174352091630
March 31, 202013982091280
March 30, 2020131202181210
March 29, 2020111221031070
March 28, 20208919103850
March 27, 2020705103660
March 26, 20206514102620
March 25, 2020517102480
March 24, 2020444102410
March 23, 20204010112370
March 22, 2020308002280
March 21, 20202210001210
March 20, 2020124001110
March 19, 20208000170
March 18, 20208500170
March 17, 20203100030
March 16, 20202000020
March 15, 20202000020
March 14, 20202000020
March 13, 20202000020
March 12, 20202000020
March 11, 20202000020
March 10, 20202000020
March 9, 20202100020
March 8, 20201000010
March 7, 20201000010
March 6, 20201000010
March 5, 20201000010
March 4, 20201000010
March 3, 20201000010
March 2, 20201000010
March 1, 20201000010
February 29, 20201000010
February 28, 20201100010

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Business News

Forex turnover drops by 28.3% as naira depreciates against the dollar at I&E window

Naira improved against the dollar by N1.35, closing at N386.33 to a dollar, as against the indicative rate of N387.68 to a dollar that it opened with.



Forex turnover drops by 28.3% as naira depreciates against the dollar at I&E window

The naira has depreciated to N386.33 to a dollar at the Investors and Exporters (I&E) window, as the volatility of the foreign exchange market continues. The local currency was weakened by N0.83 against the dollar, when compared to the N385.50 to a dollar that it traded on Tuesday, June 2, 2020.

The exchange rate at the I&E window is different from the Central Bank of Nigeria’s published exchange rate, which currently stands at N360/$1. This is also different from the exchange rate at the parallel market, which is still stable at N445/$1, according to information on AbokiFX as of Wednesday, June 3, 2020.


Available information from the daily trading at FMDQ (where FX is traded by importers and investors) shows that the naira improved against the dollar by N1.35, closing at N386.33 to a dollar, as against the indicative rate of N387.68 to a dollar that it opened with on Wednesday.

Further analysis of the information from the FMDQ shows that the turnover for the day declined by about 28.3% at $24.64 million. This is against the $34.35 million turnovers that was recorded the previous day.

(READ MORE:Naira appreciates at parallel market)

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The foreign exchange market seems to have stabilized at the parallel market, following the reduction in demand for dollars especially by currency speculators, and improved liquidity. The rebound of crude oil prices appears to have eased the concerns of investors over possible devaluation of the naira.

Having so much naira wealth does not guarantee you getting dollars, Forex turnover drops by 28.3% as naira depreciates against the dollar at I&E window

The gap between the CBN official rate and the parallel market rate, also known as the black market, has been greatly reduced as the naira appreciated to N445 to a dollar from N460 to a dollar last week, following CBN’s intervention.

READ ALSO: UPDATED: Nigeria’s inflation rate rises to 12.34% as COVID effects bite harder

According to data compiled by Bloomberg, the Naira spot market rate is overvalued by 10% when measured by its current real effective exchange rate relative to the 5-year average.




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Economy & Politics

Manufacturing PMI slide into recession territory

This is the first clear data-driven sign that Nigeria is in a recession.



The much-awaited Purchasers Managers Index (PMI) was released on May 29th by the Central Bank of Nigeria. According to the latest data, Manufacturing PMI in the month of May stood at 42.4 index points, indicating contraction in the manufacturing sector for the first time after recording expansion for thirty-six consecutive months.

The figure compares to 51.1 and 49.2 index points in March 2020.


The latest number now falls squarely within recession numbers and this is a clear sign that Nigeria is closer to recording a major contraction in the second quarter of the year.

Meanwhile, the nation’s PMI’s number hit a year low in April 2016 of 43.7, before plummeting further to 41.9 in June 2016. Nigeria subsequently fell into a recession by the end of the second quarter of 2016 and remained in recession throughout the course of the year.

The nation’s non-manufacturing PMI fell for a consecutive month to an all-time low of 25.3. The decline in manufacturing PMI was significant following thirty-six consecutive months of expansion, while the non-Manufacturing PMI contracted for the second consecutive month.

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A further look into the report shows that the manufacturing sector employment level index stood at 24.5 points in May, a decline compared to 47.1 points recorded in March and 56.4 points in February 2020.

This downturn is mostly attributed to the halt in economic activity as businesses in Nigeria result in layoffs and pay cuts in order to survive the effect of the lockdown.

READ ALSO: What I’ll do if I was CBN Governor – Experts

Also, all 14 subsectors of the manufacturing sector, reported lower raw material inventories, consequently contracting the inventories index to 37.4 points in May 2020. An effect of the supply chain bottleneck associated with the lockdown measures implemented in most countries of the world.


Specifically, this figure translates the effect of lockdown procedures and trade restrictions implemented by Nigeria’s major trade partners in response to the COVID-19 pandemic. Note that Nigeria’s major trade partners; China, USA, Spain, and the Netherlands account for about 45% of the nation’s import.


What you need to know:  PMI is a survey that is conducted by the Statistics Department of the Central Bank of Nigeria. The respondents are purchasing and supply executives of manufacturing and non-manufacturing organizations in all 36 states in Nigeria and the Federal Capital Territory (FCT).

In his reaction to the data, the Central Bank Governor, Godwin Emefiele, in the Monetary Policy Communique, highlighted how dire the situation.

READ MORE: Insufficient electricity, unfavourable economy are among challenges hindering companies –CBN

He said, “The contraction in the manufacturing and non-manufacturing PMIs was attributed to slower growth in production, new orders, employment level, raw materials, and input prices.

“The employment level index for the manufacturing and non-manufacturing PMIs also contracted further to 25.5 and 32.0 index points, respectively, in May 2020 compared with 47.1 and 47.3 index points in March 2020.


“Generally, the purchasing managers’ activities in May 2020, were largely affected by the lockdown of the global economy to curtail the spread of the COVID-19 pandemic.”

The CBN thereafter reduced its monetary policy rate from 13.5% to 12.5% for the first time since March 2019.

READ ALSO: CBN projects macroeconomy confidence to rise by 118.3% in November

What this means: This survey is a bellwether for economic growth in Nigeria and helps the central bank gauge the mood of businesses in the economy.

PMI above 50 typically indicates a positive mood for the manufacturing and non-manufacturing sectors. Two major causes for concern in the data are the new orders and employment levels.

At 42.8 points, the new orders index declined after thirty-sixth consecutive months of growth, indicating declines in new orders in May 2020. Three subsectors reported growth, 2 remained unchanged while 9 recorded declines in the review month.

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