Loan To Deposit Ratios of Nigerian Banks


Deposit Money Banks (DMBs) in Nigeria collect deposit from the customers and from the deposits they issue loans to borrowers. The Central Bank of Nigeria measures the percentage of loans issued by commercial banks to the deposits in their vaults. A higher percentage of loan to deposit ratios suggest DMBs are more aggressive in their lending.

This data is sourced from the Central Bank of Nigeria and is updated monthly.

DescriptorLoans-To-Deposit RatioLiquidity RatioLiquid Asset Structure Ratio
2010 January84.6928.917.33
2010 February81.1830.757.3
2010 March79.4130.67.24
2010 April79.8730.328.24
2010 May80.5530.398.84
2010 June78.130.298.32
2010 July76.6430.848.78
2010 August75.8331.398.78
2010 September7828.829.14
2010 October77.6327.748.32
2010 November78.9227.638.73
2010 December52.2927.398.95
2011 January56.2228.6711.37
2011 February47.4925.818.51
2011 March48.3323.318.88
2011 April48.5519.737.66
2011 May46.4317.876.34
2011 June44.8917.946.15
2011 July42.1619.197.94
2011 August43.5621.5110.21
2011 September43.4208.7
2011 October49.636.112.8
2011 November47.533.912.2
2011 December44.84213.7
2012 January40.643.413.3
2012 February41.529.613.06
2012 March40.9639.6613.91
2012 April50.9545.7516.76
2012 May50.9544.4616.76
2012 June46.8649.2317.19
2012 July45.150.48.
2012 August45.6947.3311.42
2012 September44.5847.5912.24
2012 October43.7449.6915.32
2012 November42.6549.4116.83
2012 December52.2927.39.
2013 January49.8447.0320.89
2013 February40.6252.5521.85
2013 March38.3396.6166.98
2013 April39.1365.4438.59
2013 May40.7885.9133.7
2013 June43.9265.0621.9
2013 July34.1160.3322.17
2013 August32.751.8217.95
2013 September33.3644.9215.95
2013 October34.6450.7418.87
2013 November36.1448.3219.66
2013 December36.2546.2320.4
2014 January37.546.0621.26
2014 February55.5144.9821.33
2014 March55.843.119.1
2014 April55.9839.6716.48
2014 May57.1240.116.97
2014 June56.7941.9718.87
2014 July58.1644.0218.94
2014 August59.7844.4218.33
2014 September59.8746.5418.81
2014 October62.7644.5721.96
2014 November63.5141.6622.08
2014 December63.6138.2717.45
2015 January64.5140.0519.5
2015 February66.3338.2418.72
2015 March66.1438.3618.71
2015 April64.8937.6417.66
2015 May65.3737.4518.9
2015 June67.7837.8620.08
2015 July67.9939.6921.22
2015 August69.8639.7519.39
2015 September70.7339.6818.2
2015 October72.6540.8417.35
2015 November71.7841.1917.37
2015 December69.5842.3517.95
2016 January69.5542.3818.74
2016 February68.9441.1518.53
2016 March67.8439.7217.03
2016 April68.6239.1918.2
2016 May69.4938.8117.26
2016 June74.8735.5715.37
2016 July77.4434.5915.09
2016 August79.4746.2219.13
2016 September81.0543.720.6
2016 October80.4745.1519.88
2016 November...
2016 December...

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